Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Alabama
- Keesler Federal Credit UnionAlternate Share SavingsSavings · $0 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Alternate Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Nucor Employee's Credit UnionRegular Share SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - Alabama Central CURegular SavingsSavings · $100 min · 0.10%–0.20% by balance
Credit union · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Both Regular Share and Daily Share Accounts available. Establishes membership with Alabama Central.
Offer: Earn dividends on daily balance of $100 or more; compounded and credited monthly. 6 free withdrawals per month, $2 fee for withdrawals in excess thereafter.
0.10% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,500 0.10% Over $2,500Your amountDaily Share Account. 6 free withdrawals per month, $2 fee for excess withdrawals. 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: To maintain membership, members must own a minimum of one share ($25 in a share account). Dividends accrue on account balances of $100 or more and are declared at the end of each quarter. Unlimited in-branch or PIN-based ATM withdrawals; limit of 6 withdrawals per month for ACH, telephone, or electronic transfers.
Offer: Dividends accrue on balances of $100 or more. Minimum $100. Minimum deposit of $25 required to maintain membership.
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited quarterly based on average daily balance method. Minimum initial deposit and minimum balance is $1 (par value of 1 share). $100 minimum average daily balance to earn dividends. No monthly fee.
Offer: Tier 6: $0.00 – $99.99. Prospective dividend rate 0.00%.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $10,000Prospective dividend rate 0.10%. 0.10% $10,000 – $40,000Your amountProspective dividend rate 0.20%. 0.20% $40,000 – $75,000Prospective dividend rate 0.25%. 0.25% $75,000 – $100,000Prospective dividend rate 0.30%. 0.30% $100,000 and upProspective dividend rate 0.50%. 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A service charge applies if the average daily balance falls below $25 during the statement cycle.
Offer: Service charge imposed if average daily balance for the cycle falls below $25.
0.20% interest rate · Effective Mar 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rates subject to change without notice after account is opened.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Subject to membership requirements. No minimum balance, no monthly maintenance fee. Individual or joint accounts. Minimum deposit of $5 required for Regular Share membership.
0.15% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Account transfer limitations apply. Minimum average daily balance of $25.00 required to avoid a service fee. Dividends compounded and credited quarterly. Minimum average daily balance of $100.01 required to earn the stated APY.
0.15% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must be a U.S. citizen or resident alien and 19 years of age or older (under 19 with a qualified guarantor) with a U.S. address, SSN, ID, and valid email address. For members at least 19 years of age holding no other accounts except a share or share/club accounts, must maintain an average daily balance of $100.00 to receive dividends.
Offer: Dividends paid quarterly.
0.00% interest rate
Rate by balance
Rate by balance for Share Balance APY Up to $100 0.00% $100 – $2,500 0.08% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Key to membership.
Offer: $100 minimum to earn dividends.
No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Fees could reduce earnings on the account.
0.15% interest rate · Effective Oct 24, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.30% $100,000 – $250,000 0.40% $250,000 and up 1.00% Rate checked
More details - Commonwealth National BankMoney Market Checking AccountMoney Market Checking Account · $1,500 min
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must be opened at a branch. Monthly maintenance fee of $25 is waived if balance is above $1,500.
Offer: Monthly maintenance fee waived if balance is above $1,500. Account must be opened at a branch.
0.15% interest rate · $25 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches