Credit union · NCUA insured
Gulf Coast Federal Credit Union Savings Rates
Gulf Coast Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How Gulf Coast Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Mobile, AL, where Gulf Coast Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gulf Coast Federal Credit Union
0.15%APY
- Minimum
- —
- Earns on $10,000 a year
- $15
Savings Account
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Gulf Coast Federal Credit Union savings score
69
Savings score
Higher than 24% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gulf Coast Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.00%APY
Six free withdrawals per month; tiered interest rates based on balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upUp to 2.00% APY; $100,000 for best yield.$100,000 and up | 2.00% | — | Up to 2.00% APY; $100,000 for best yield. |
Savings Account
0.15%APY
Key to membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum to earn dividends.$100 and up | 0.15% | $15 | $100 minimum to earn dividends. |
Sources (3)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club Account
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance.$100 and up | 0.15% | $15 | $100 minimum balance. |
Sources (3)
All captured Sep 19, 2026
Individual Retirement Account
0.15%APY
Offers Traditional, Roth, and Coverdell Education IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance.$100 and up | 0.15% | $15 | $100 minimum balance. |
Sources (3)
All captured Sep 19, 2026
Who can join Gulf Coast Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.