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Credit union · NCUA insured

WCU Credit Union Savings Rates

WCU Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.

How WCU Credit Union’s savings rates compare

Compared with banks and credit unions near Decatur, AL, where WCU Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    WCU Credit Union

    0.50%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $50

    Money Market

  • Top rate

    Huntington Bank

    3.25%APY

    Requires
    Another account
    Minimum
    $100
    Earns on $10,000 a year
    $325

    Huntington Bank rates

  • 2nd-highest rate

    First Southern Bank

    2.00%APY

    Requires
    Monthly account activity
    Minimum
    $25
    Earns on $10,000 a year
    $200

    First Southern Bank rates

Compare savings rates near you →

WCU Credit Union savings score

78

Savings score

Higher than 46% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.15%
  • $10,000 balance$10,0000.50%
  • $100,000 balance$100,0000.75%
  • QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where WCU Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join WCU Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to any and all who live, work, or worship in Morgan and Lawrence counties.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← WCU Credit Union overview