Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Shelby County, TN · Showing Shelby County, TN: too few institutions in Arlington, TN
- 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $6 service charge applies if minimum balance drops below $100 any day in the quarterly statement cycle; fee does not apply if an average balance of $300 is maintained throughout the cycle. Six withdrawals/transfers allowed per quarterly cycle ($1.00 fee per excess debit item unless average daily balance of $1,000 is maintained).
0.25% interest rate · Effective Aug 9, 2023
Rate checked
More details - Leaders Credit UnionFast Forward SavingsSavings · $25 min · 0.00%–5.00% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: To qualify for monthly dividends, account must have no withdrawals and a deposit increasing the end-of-month balance by at least $20 (excluding dividends). One free withdrawal per month, with subsequent withdrawals incurring a $5 fee. Limited to one account per membership.
Offer: Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.
Qualified rate · 4.89% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Fast Forward Savings Balance APY Up to $5,000 5.00% $5,000 – $10,000 2.00% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - First South FinancialStandard Savings AccountSavings · $25 min · 0.00%–0.20% by balance
Credit union · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: This account is the basis of your relationship with First South Financial and has no monthly service fee. In addition to the minimum deposit required to open, you may have to pay a $10 one-time membership fee.
No monthly fee
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $200 0.00% $200 – $3,000 0.20% $3,000 – $20,000Your amount 0.20% $20,000 and up 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary savings account. Dividends compounded and paid monthly. Minimum balance of $5.00.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Methodist Healthcare Federal Credit UnionRegular SharesSavings · $100 min · 0.10%–0.20% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit to open and maintain account: $5. Minimum average daily balance to earn dividends: $100. Dividends paid quarterly.
Offer: Average Daily Balance/Quarterly dividend calculation and distribution.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $2,499 0.10% $2,500 – $9,999 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - Nucor Employee's Credit UnionRegular Share SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - HealthNet Federal Credit UnionBasic SavingsSavings · $100 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance $25. Interest paid quarterly on balances $100 and up.
Offer: Interest paid quarterly on balances $100 and up
Rate by balance
Rate by balance for Basic Savings Balance APY $100 – $10,000 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility applies.
Offer: Tiered interest rate of 0.15-0.30% APR / 0.15-0.30% APY. Minimum balance is None.
0.15% interest rate · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Shelby County, TN
87 accounts at 32 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 1.76%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Memphis, TN-MS-AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- LGWFCUCredit union · 1 branch
- Leaders Credit UnionCredit union · 2 branches
- Memphis City Employees Credit UnionCredit union · 6 branches