Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Philadelphia, PA
- Citadel Credit UnionAuxiliary SavingsSavings · $5 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. Minimum balance of $5 to earn APY. $5.00 monthly inactivity fee if no activity on any Citadel account for 1 year (waived if combined deposit balance is $500 or more, or primary owner is under 13). $5.00 service fee to close within 90 days of opening.
Offer: Minimum balance of $5 to earn APY. No monthly fee.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Auxiliary Savings Balance APY Up to $2,500Your amount 0.10% $75,000 and up 0.30% Rate checked
More details - Advantage Financial Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $1 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates on balances of $2,500 or more. Earnings compounded monthly. Unlimited in-person withdrawals or by mail; 6 preauthorized electronic withdrawals per month. Paper statements subject to a $1.00 fee; avoid by opting into e-statements. Dividends calculated based on average daily balance. Dividend rates are variable.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.00% $2,500 – $75,000Your amount 0.10% $75,000 – $175,000 0.15% $175,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a $5 minimum balance to establish and maintain membership/share in the credit union. No monthly fee if balance falls below the minimum.
0.09% interest rate · No monthly fee · Effective Sep 18, 2026
Rate checked
More details - Democracy Federal Credit UnionRegular ShareSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Primary membership account required to join. $10 membership fee. Dividends calculated daily, paid quarterly. Fees may reduce earnings.
Offer: Balances less than $100.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open account with $5 minimum deposit. Dividends are compounded daily and calculated on the daily balance.
Offer: Minimum balance to earn dividends is $50.00.
0.10% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are paid quarterly. Minimum deposit of $5.00 required for membership. Minimum withdrawal amount is $5.00.
Offer: Dividends are paid quarterly. Minimum deposit of $5.00 required for membership.
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 33 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 33 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked Parke Exclusive Checking or Parke Cashback Advantage account. New accounts must be funded with new money not on deposit with Parke Bank within the last 30 days. $100 minimum deposit to open. Limit 1 account per Social Security Number. Monthly qualification cycle requirements: at least 12 debit card transactions, at least 1 direct deposit, ACH payment, or ACH credit transaction, and enrollment in eStatements.
Offer: Base rate applied to entire daily balance when linked checking account qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 33 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Sharon BankPremiere Money MarketPremiere Money Market · $10,000 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Includes unlimited deposits. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $10,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Premiere Money Market Balance APY $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - Sun Federal Credit UnionEmpower Money MarketEmpower Money Market · $1,000 min · 0.05%–1.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Empower Money Market Balance APY $1,000 – $75,000Your amount 0.05% $75,000 – $100,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $75,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.90% $100,000 – $150,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $100,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.95% $150,000 – $200,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $150,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.00% $200,000 and upMember Value Program (MVP) rate. Minimum deposit to earn APY: $200,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To become a member of Sun Federal Credit Union, a savings account with a minimum deposit of $5.00 is required at opening. Add more savings accounts without a minimum balance once a member.
Offer: Minimum deposit to earn APY: $5.00.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Philadelphia, PA
131 accounts at 43 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches