Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Philadelphia, PA
- Meridian BankYour Hometown Money MarketYour Hometown Money Market · $0 min · 2.25%–2.75% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Must have an open and active Meridian Bank checking account that meets minimum balance requirements. Promotional APY requires minimum deposit of $25,000 in new money (deposit funds new to Meridian Bank). $1,000 minimum daily balance to waive $10 monthly charge. If checking account is closed/inactive/below minimum balance, subject to conversion to Personal Money Market. If balance drops below $25,000, receives 2.25% APY on balances between $0.01 and $24,999.99 (cannot open account at this rate).
Offer: Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account.
Qualified rate · $10 monthly fee
Rate by balance
Rate by balance for Your Hometown Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 and upRequires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. 2.75% Rate checked
More details - American Heritage Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.21%–2.45% by balance
Credit union · 12 branches
2.21%APY$221 a year on $10,000Requirements
Product: Requires a balance of $2,000 or more to earn dividends. Minimum withdrawal amount of $500 per withdrawal to earn dividends. Write up to a combination of six checks and/or money transfers per month. $10 fee each time balance falls below $2,000. $5 fee for each share draft less than $500. First 6 checks/transfers/withdrawals free, subsequent $20 each.
Offer: Earns dividends on daily balance posted monthly; closed before month end forfeits dividend. Minimum withdrawal of $500 to earn dividends.
2.19% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 2.21% $25,000 and up 2.45% Rate checked
More details - Quaint Oak BankMilitary Advantage Money Market AccountMilitary Advantage Money Market Account · $25 min · 2.00%–2.05% by balance
Bank · 1 branch
2.05%APY$205 a year on $10,000Requirements
Product: Exclusively for Service Members and Veterans; surviving spouses qualify with marriage license. Military ID or Form DD214 required. Not to be combined with any other package or programs.
Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change. Not to be combined with any other package or programs. Surviving spouses qualify with marriage license. Military ID or Form DD214 required.
1.95% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Military Advantage Money Market Account Balance APY Up to $999 2.00% $1,000 – $2,499 2.00% $2,500 and upYour amount 2.05% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 1 branch
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change.
1.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - Meridian BankPersonal Money MarketPersonal Money Market · $100 min · 1.00%–2.25% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: $1,000 minimum daily balance to waive $10 monthly charge. Minimum to open $100.
Offer: $1,000 minimum daily balance to waive $10 monthly charge.
0.99% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - WSFS BankHigh-Yield Money Market AccountHigh-Yield Money Market Account · $100 min · 0.03%–3.75% by balance
Bank · 11 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Personal accounts only. Minimum opening deposit is $100. $15 monthly maintenance fee waived by maintaining a minimum daily balance of $10,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle. Available to residents in PA, DE, or NJ.
Offer: Promotional tier with promo code MM2026. Personal accounts only. Available in PA, DE, NJ.
Promotional rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 and upPromotional rate requires bringing at least $25,000 in new money and using promo code MM2026 when opening online or mentioning offer code at a banking office. Eligibility restricted to individuals residing in Pennsylvania, Delaware, or New Jersey. 3.75% $50,000 – $100,000Standard High-Yield Money Market rate tier. No promo code required. 2.00% $100,000 and upStandard High-Yield Money Market rate tier. No promo code required. 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Personal Accounts only. Fees assessed to accounts may reduce earnings. APY is subject to change at any time.
Offer: Personal Accounts only. Fees may reduce earnings. APY is subject to change at any time.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Featured Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - Second Federal | Savings & Loan Association Of PhiladelphiaMoney Market AccountMoney Market Account · $1,000 min · 1.25%–2.00% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Transaction limitations: None. Minimum balance of $100.00 each day to earn interest. Interest is computed daily and credited quarterly on a simple basis.
Offer: Interest is computed daily and credited quarterly. Minimum balance of $100 to earn interest.
1.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $100 – $999 1.25% $1,000 – $24,999Your amount 1.50% $25,000 – $49,999 1.75% $50,000 and up 2.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: $5 monthly service charge or $100 minimum daily balance to avoid monthly service charges.
Offer: $100 minimum daily balance to avoid monthly service charge.
1.49% interest rate · $5 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Eagle One Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.40%–2.60% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Variable rate. Minimum balance is $1,000. Transactions are limited to 3 per month, including deposits and withdrawals.
Offer: Rates are subject to change without notice.
1.40% interest rate · Effective Apr 3, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 1.40% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.60% $50,000 – $75,000 1.75% $75,000 – $100,000 2.00% $100,000 – $250,000 2.60% Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 2 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 2 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA
131 accounts at 43 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches