Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Worcester County, MA · Showing Worcester County, MA: too few institutions in Westborough, MA
- Worcester Police Department Federal Credit UnionPremium Yield AccountSavings · $2,500 min
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below $2,500. Two free withdrawals/transfers per calendar month ($10 charge for each additional).
Offer: Requires a $2,500 balance to earn dividends. Two free withdrawals per month ($10 fee per additional withdrawal/transfer).
Effective Apr 17, 2025
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Personal accounts only. Must be opened with a minimum of $5,000 in new funds not already on deposit with Fidelity Bank. Monthly maintenance fee of $5 is waived by maintaining a minimum $5,000 daily balance.
Offer: Requires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY. $5 monthly fee waived with minimum $5,000 daily balance.
$5 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000intro rate
Requirements
Product: For consumer accounts only. Opening balance must be new money. No maintenance fees. Sweep Option available for $5 fee.
Offer: Daily balance of $5,000.00 required to obtain APY. Must be new money. For consumer accounts only.
Promotional rate · 2.62% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 2.60%APY$260 a year on $10,000
Requirements
Product: No monthly service fee. Free access to Online Banking and Mobile Banking. Members in good standing may be entered to win quarterly bonus award ($25.00 minimum balance required to be eligible for bonus drawing). Variable rate product.
Offer: Rate applies to balances from $0.01 to $25,000.00.
2.57% interest rate · No monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Fusion Savings Balance APY Over $0Your amount 2.60% $25,000 and up 1.60% Rate checked
More details - All One Credit UnionTop Tier Money Market AccountTop Tier Money Market Account · $1,000 min · 2.50%–3.00% by balance
Credit union · 11 branches
2.50%APY$250 a year on $10,000Requirements
Product: Consumer accounts only. Membership requirements apply. Minimum deposit of $1,000.00 required to open.
Offer: Minimum deposit of $1,000.00 required to open the account. Minimum $1,000.00 to earn dividend.
2.47% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Top Tier Money Market Account Balance APY $1,000 – $100,000Your amount 2.50% $100,000 – $250,000Minimum $100,000.01 to earn dividend. 2.75% $250,000 – $500,000Minimum $250,000.01 to earn dividend. 2.75% Over $500,000Minimum $500,000.01 to earn dividend. 3.00% Rate checked
More details - 2.47%APY$247 a year on $10,000with conditions
Requirements
Product: Must be part of the Preferred Customer program with a combined average deposit balance of $100,000 or more.
Offer: Must be part of the Preferred Customer program (Gold customers have a combined average deposit balance of $100,000 or more). Rate index is 30 Day Avg SOFR minus 35% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.
Qualified rate · 2.44% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Webster FiveAmplify Money MarketAmplify Money Market · $10 min · 2.25%–2.75% by balance
Bank · 7 branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Pair with Amplify Checking to earn even higher rates.
Qualified rate · 2.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY Up to $250,000Your amount 2.25% $250,000 and up 2.75% Rate checked
More details - Workers Credit UnionPlanIt+ Savings AccountSavings · $0 min · 2.10%–3.50% by balance
Credit union · 6 branches
2.10%APY$210 a year on $10,000with conditionsRequirements
Product: For members with a minimum of $100,000 aggregate in qualifying deposit accounts. Must have an active PlanIt+ Checking account as tax reported owner. Workers Federal Credit Union membership required ($5 minimum balance). Higher APYs are earned monthly based on the balance in the account disclosed for each dividend tier.
Offer: Must have a PlanIt+ Checking account. Tier 1 rate applies to daily balances $0.00-$49,999.99.
Qualified rate · 2.08% interest rate
Rate by balance
Rate by balance for PlanIt+ Savings Account Balance APY Up to $50,000Your amount 2.10% $50,000 – $100,000 2.10% $100,000 – $250,000 3.15% $250,000 and up 3.50% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Workers Federal Credit Union membership required; minimum balance to open membership account is $5. No monthly service charge.
Offer: Must maintain a minimum daily balance of $5 each day to obtain the disclosed APY.
2.08% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000with conditions
Requirements
Product: Available only as part of Mortgage Bonus Bundle program requiring an approved Country Bank residential owner-occupied mortgage, a new or existing Country Bank Checking account, and a Home Savings account. Requires $10.00 deposit to open and $10.00 daily balance to earn disclosed APY.
Offer: Bump rate. Requires qualifying activities within monthly statement cycle: set up and maintain Automatic Loan Payment to Mortgage from Country Bank Checking, receive Direct Deposit into Checking, and sign up for eStatements on Checking and Home Savings.
Qualified rate · 2.00% interest rate
Rate checked
More details - BrightBridge Credit UnionHigh Yield SavingsSavings · $10,000 min · 2.00%–2.85% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum opening balance is $10,000. Rates subject to change after opening.
1.98% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 and up 2.85% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have an Incredible Interest Checking account to open and hold the account. Account may not be used for commercial purposes. Qualifications each monthly cycle: at least 15 debit card POS transactions post and settle, receive monthly statement electronically, and receive at least one direct deposit or ACH debit. Interest and ATM reimbursements from Incredible Interest Checking automatically transfer each cycle.
Offer: Qualifying rate on balances up to $100,000.00 when Incredible Interest Checking qualifications are met. Minimum to earn dividend is $3.00.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · Effective Jul 31, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Personal account use only. Platinum customers have combined average balances of $250,000+; Gold and Platinum program is free and qualifications reviewed annually.
Offer: Below $1,000,000.01 balance to earn APY
Qualified rate · 1.98% interest rate · Balance cap $1,000,000
Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Offer: Rate index is 30 Day Avg SOFR minus 60% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.
1.50% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds. Withdrawals require presentation of the passbook.
1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Worcester County, MA
161 accounts at 44 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.75%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- GFA FCUCredit union · 4 branches
- UMassFiveCredit union · 1 branch