Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Merrillville, IN
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.45%APY$345 a year on $10,000
Requirements
Product: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Offer: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - US #1364 Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.50%–2.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Up to 6 withdrawals per month; additional withdrawals are $5.00. Dividends are paid monthly.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 1.50% $20,000 – $75,000 2.00% $75,000 and up 2.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Designed for higher account balances. Requires maintaining $25.00 in Membership Savings. No monthly service fees. Entire account balance earns the dividend rate associated with the balance tier level attained. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Minimum of $10,000 to earn dividends.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amountOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.60% $25,000 – $50,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.80% $50,000 – $100,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.21% $100,000 and upOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.71% Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Initially required to open a savings account with a minimum deposit of $5.00 (one share). No service charge for active accounts. Dividends paid quarterly on balances over $100.
Offer: No service charge for active accounts. Dividends paid quarterly on balances over $100.
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Tech Credit UnionMembership SavingsSavings · $25 min · 0.00%–0.60% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Establishes membership in Tech Credit Union; requires maintaining minimum share balance. No monthly service fees. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Dividends paid are determined by the amount of deposit balance within each rate tier.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $25 0.00% Up to $1,000 0.10% $1,000 – $5,000 0.10% $5,000 – $10,000Members 60+ with minimum $5,000 in Membership Savings receive Prime Time benefits. 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 and up 0.60% Rate checked
More details - Chiphone Federal Credit UnionMoney MarketMoney Market · $500 min · 0.05%–1.26% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest-bearing account. Dividends compounded daily and credited monthly. Account transfer and withdrawal limitations apply (no more than 6 transfers/withdrawals per month under Reg D; $5.00 fee per transfer exceeding 6). Three checks can be written free per month ($1.00 per check after three). Membership requires purchasing and maintaining 1 share ($5.00 par value). Disclosures refer to account as Money Market Draft.
Compounded daily · Effective Jun 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and upYour amount 0.15% $30,000 and up 0.35% $80,000 and up 0.75% $100,000 and up 1.26% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership/ownership in the credit union and is required for all members. $10.00 minimum balance is required to open and maintain the account. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
Offer: Minimum deposit to open is $10.00. Minimum balance to earn APY is $10.00. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.
0.10% interest rate · Compounded quarterly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership/ownership in the credit union and is required for all members. $10.00 minimum balance is required to open and maintain the account. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
Offer: Minimum deposit to open is $10.00. Minimum deposit/balance to earn APY is $10.00. Dividends are credited and compounded quarterly. Fees can reduce earnings.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance of $50 is required at month-end to avoid a service fee. Dividends are applied based on the previous month's average daily balance and paid monthly.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Merrillville, IN
31 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.75%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches