Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Chicago, IL
- 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - Republic Bank of ChicagoExecutive Money MarketExecutive Money Market · $2,500 min · 0.00%–0.10% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee.
0.00% interest rate · $25 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Executive Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.10% Rate checked
More details - Republic Bank of ChicagoRepublic Statement SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $3 monthly maintenance fee is imposed unless a minimum $25 daily balance is maintained to earn APY and avoid the fee.
Offer: Tier One: $0.00 – $24.99. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY.
0.00% interest rate · $3 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Republic Statement Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - Republic Bank of ChicagoElements Basic SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Tier One: $0.00 – $24.99.
0.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Elements Basic Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account that establishes membership; all members are required to open and maintain a Share Savings Account with a minimum balance of $25.
Offer: Minimum balance of $25 required to establish and maintain membership.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - First Northern Credit UnionMoney Market YieldMoney Market Yield · $0 min · 0.10%–1.75% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain the minimum average daily balance to obtain the disclosed APY. Yields declared quarterly by the Board of Directors; dividends paid retroactively based on earnings. Listed APYs are for the period ending 2026-06-30. No monthly maintenance fee if minimum average daily balance is met ($25,000). Up to 6 withdrawals/transfers per month; no more than 3 of those by check, draft, or similar order. 0.25% APR rate discount on auto loans or Home Equity Loans with this account; some restrictions; does not include discounts on promotional rates.
Offer: APY for $0–$24,999.99. This balance is below the $25,000 ADB required to avoid the $15 monthly minimum-balance fee and to obtain the disclosed APY; $20 annual fee if average annual daily balance falls below the required minimum.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Yield Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000APY for $25,000–$49,999.99. $15 monthly fee if ADB falls below $25,000 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 1.40% $50,000 – $100,000APY for $50,000–$99,999.99. $15 monthly fee if ADB falls below $25,000 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 1.65% $100,000 and upAPY for $100,000 and above. $15 monthly fee if ADB falls below $25,000 during a statement cycle; $20 annual fee if average annual daily balance falls below the required minimum for the year. Must maintain minimum ADB to obtain disclosed APY. 1.75% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 35 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - North Side FederalSuper Passbook SavingsSavings · $2,500 min · 0.03%–0.07% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,0000.03% interest rate · No monthly fee · Effective Feb 3, 2026
Rate by balance
Rate by balance for Super Passbook Savings Balance APY Up to $2,500 0.03% $2,500 and upYour amount 0.07% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 35 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 32 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL
152 accounts at 56 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.93%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches