Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Washington, DC
- USPS Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.05%–1.50% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Earn more on higher balances. Dividends are compounded and credited monthly; dividend period is monthly. Calculated from day of deposit.
Offer: Tier 1
1.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 and up 1.05% $10,000 and upYour amountTier 2 1.10% $25,000 and upTier 3 1.20% $50,000 and upTier 4 1.30% $75,000 and upTier 5 1.40% $100,000 and upTier 6 1.50% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.05%–1.65% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: Standard rate. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.05% $20,000 – $50,000 1.10% $50,000 – $100,000 1.40% Over $100,000 1.65% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
Offer: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
0.11% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Maximum Impact Savings™ Balance APY Up to $100 0.11% $100 and upYour amount 1.05% Rate checked
More details - Signal FinancialSignal Smart SavingsSavings · $0 min · 0.25%–1.01% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. No transaction requirements and no monthly maintenance fees. Membership required ($5 one-time membership share). Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Promotional rate · 1.00% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Savings Balance APY Up to $10,000Your amount 1.01% $25,000 – $50,000 0.40% $50,000 – $100,000 0.33% $100,000 and up 0.25% Rate checked
More details - Transit Employees Federal Credit UnionParamount Money MarketParamount Money Market · $0 min · 0.25%–3.75% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited monthly; Dividend period is calendar month; Minimum balance to earn dividends is $0.01; Balance method is average daily balance.
Offer: Minimum balance to earn dividends is $0.01; Dividends compounded and credited monthly; Average daily balance method.
0.25% interest rate
Rate by balance
Rate by balance for Paramount Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.75% $100,000 – $200,000 2.75% $200,000 and up 3.75% Rate checked
More details - Transportation Federal Credit UnionMomentum SavingsSavings · 0.50%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Applies to balances $100,000 and under when linked rewards checking meets monthly qualifications (15 debit card purchases, 1 direct deposit/ACH debit or credit transaction, and eStatements).
Qualified rate · 1.00% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate by balance
Rate by balance for Momentum Savings Balance APY Up to $100,000Your amount 1.00% Over $100,000 0.50% Rate checked
More details - Transportation Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.75%–1.15% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum deposit to open and maintain; balances falling below $2,500 may be transferred to Share Savings. Dividends are compounded and paid monthly using the daily balance method. Up to 3 minimum $500 withdrawals permitted.
Offer: Dividends calculated using the daily balance method, compounded and paid monthly. Minimum balance of $2,500 required to earn APY.
0.75% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $9,999 0.75% $10,000 – $19,999Your amountMinimum balance required to earn APY. 1.00% $20,000 – $49,999Minimum balance required to earn APY. 1.10% $50,000 and upMinimum balance required to earn APY. 1.15% Rate checked
More details - MainStreet BankPersonal Super Saving Money MarketPersonal Super Saving Money Market · $2,500 min · 0.70%–2.20% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Fees may reduce earnings. Rates may change after account opening.
0.70% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Personal Super Saving Money Market Balance APY Over $0 0.70% $5,000 and up 0.80% $10,000 and upYour amount 0.90% $25,000 and up 1.15% $50,000 and up 1.90% $100,000 and up 2.20% Rate checked
More details - Andrews Federal Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to open and maintain an account is $1,000; a low balance fee applies if balance falls below $1,000. Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
0.80% interest rate
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $2,500 0.80% $2,500 – $20,000Your amount 0.85% $20,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited monthly. Fees may reduce earnings. Rates are variable and subject to change.
Offer: Applies to balances under $2,500. Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily and credited monthly.
0.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.00% $2,500 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.40% Rate checked
More details - Labor Credit UnionMoney MarketMoney Market · $500 min · 0.60%–1.10% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Up to three $250 minimum withdrawals a month. Free Checks. Limited transaction account; exceeding transaction limits may result in a fee. Average Daily Balance method, compounded monthly. Dividends paid on the last day of the month.
Offer: $500 minimum balance required to earn dividends.
0.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $10,000 0.60% $10,000 – $20,000Your amount 0.65% $20,000 – $75,000 0.75% $75,000 – $100,000 0.90% $100,000 and up 1.10% Rate checked
More details - Interior FederalMoney Market AccountMoney Market Account · $1,000 min · 0.51%–0.85% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Competitive dividends on average daily balance of $1,000 or more. Fees may reduce earnings.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.51% $5,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $75,000 0.75% $75,000 – $100,000 0.80% $100,000 and up 0.85% Rate checked
More details - IDB Global Federal Credit UnionHigh-Yield Share Savings AccountSavings · $0 min · 0.05%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Minimum opening balance is $10,000 according to product key benefits, while disclosure notes no minimum balance required to open.
Offer: If the daily balance is less than $10,000.00, dividend rate paid on the entire balance is 0.05%. Minimum daily balance of $0.01 required to obtain the disclosed APY. Dividends compounded and credited monthly. Daily balance method.
0.05% interest rate · Effective May 26, 2023
Rate by balance
Rate by balance for High-Yield Share Savings Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.50% $100,000 – $250,000 0.75% $250,000 – $500,000 1.00% $500,000 and up 1.26% Rate checked
More details - Treasury Department FCUMoney Market AccountMoney Market Account · $1,500 min · 0.50%–0.80% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: To open a Money Market account, there is a $1,500 minimum balance requirement. Compounded monthly and credited monthly.
Offer: Compounded monthly and credited monthly.
0.50% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $15,000Your amount 0.50% $15,000 – $35,000 0.60% $35,000 – $50,000 0.65% Over $50,000 0.80% Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC
159 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.13%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.18%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches