Bank · FDIC insured
Amalgamated Bank Savings Rates
Amalgamated Bank’s best savings rate is 1.05% APY on $10,000, with its Maximum Impact Savings™. Rates checked October 16, 2026.
How Amalgamated Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Amalgamated Bank has the most branches. $10,000, best rate first.
This bank’s best
Amalgamated Bank
1.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $105
Maximum Impact Savings™
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Amalgamated Bank savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0001.05%
- $10,000 balance$10,0001.05%
- $100,000 balance$100,0001.05%
- QualifiedQualified1.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Amalgamated Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Maximum Impact Savings™
1.05%APY
Variable rate account. Rates may change after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Variable rate account. Rates may change after account opening. Fees may reduce earnings. | 0.11% | — | Variable rate account. Rates may change after account opening. Fees may reduce earnings. |
| $100 and upVariable rate account. Rates may change after account opening. Fees may reduce earnings. | 1.05% | $105 | Variable rate account. Rates may change after account opening. Fees may reduce earnings. |
Sources (3)
- amalgamatedbank.com/maximum-impact-savings
- amalgamatedbank.com/savings
- amalgamatedbank.com/consumer-rates
All captured Sep 26, 2026
Special-purpose accounts
Club Account
0.08%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.08% | $8 |
Sources (1)
- amalgamatedbank.com/consumer-rates · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.