Best high-yield savings rates

Requirements

Product: Interest paid quarterly at current savings rate. Unlimited deposits and up to six withdrawals per quarter ($1 withdrawal fee per debit in excess of six per quarter). Transfers/withdrawals to another account or third parties by pre-authorized, automatic, or telephone transfer limited to six per month.

Offer: Batesville Region rate schedule. Interest paid quarterly.

Requirements

Product: Dividends paid quarterly (minimum balance $250.00). Three (3) withdrawals or transfers per month without penalty. Membership eligibility required.

Requirements

Product: Avoid the $1.50 monthly service charge by maintaining a balance of $100 or more. Interest paid monthly.

Offer: $1.50 monthly fee waived with a balance of $100 or more. Rate applies to entire balance.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Dividend Rate and APY apply to the entire balance when the daily balance falls in the corresponding range. Deposit rates are variable and subject to change after account opening. Dividends are compounded and credited monthly.

Offer: Rate applies to entire balance when daily balance is between $0 and $9,999.

Requirements

Product: Available only to customers with a Kasasa Checking account (Kasasa Cash or Kasasa Cash Back). Limit one account per SSN. Requires $50 minimum opening deposit.

Offer: If qualifications are not met in Kasasa Cash or Kasasa Cash Back.

Requirements

Product: Dividends paid monthly based on average daily balance. $5 minimum balance required.

Requirements

Product: $20,000 average daily balance or more. Super Share balances less than $20,000 will earn Regular Share interest rate.

Offer: Balances less than $20,000 earn Regular Share interest rate

Requirements

Product: Enrollments must be in place and qualification activities (at least 1 direct deposit/ACH transaction and 15 debit card purchases) must post and settle during each Monthly Qualification Cycle to Kasasa Cash or Kasasa Cash Back account to earn higher rate tiers. If qualifications are not met, base rate applies.

Offer: Kasasa Cash with Saver; base rate when monthly qualifications are not met.

Requirements

Product: Requires a linked Ruby Rewards Rate Checking or Ruby Rewards Cash Back Checking account. Limit 1 account per Social Security number.

Offer: Base rate earned on entire daily balance when Monthly Qualification Cycle requirements are not met in the linked Ruby Rewards Checking account.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Avoid the $5 quarterly balance requirement fee by maintaining a $100 daily balance. Competitive interest paid quarterly. Nine withdrawals allowed per quarter at no charge; per withdrawal fee of $2 thereafter.