Credit union · NCUA insured
UARK Federal Credit Union
A $81.3M credit union headquartered in Fayetteville, AR, with 7,026 members and 3 branches in Arkansas. Best rates: CDs 3.04% and savings 0.05% APY.
UARK Federal Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#13 of 19 in Fayetteville, AR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About UARK Federal Credit Union
Founded in 1965, UARK Federal Credit Union is a not-for-profit, member-owned financial cooperative.
Originally established by the University of Arkansas Physical Plant, the credit union serves employee groups and the City of Fayetteville.
- Headquarters
- 50 W. Van Asche, Fayetteville, AR 72703
- NCUA charter
- 16946
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, owns a business, or volunteers within the City of Fayetteville is eligible for membership.
Employers and groups
- Employees who work for a UARK Preferred Business partner are eligible for membership.
Family and household
- Immediate family members of a UARK Federal Credit Union member are eligible for membership.
Other ways
- Individuals can become eligible for membership by joining the Humane Society of the Ozarks through a $25 donation.
Cost to join
- A $25 donation to become a Humane Society of the Ozarks member qualifies an individual for credit union membership.
Branches
3 branches in Arkansas
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Arkansas
3 branches
Fayetteville area · 2
- Main OfficeMain office50 W. Van Asche, Fayetteville, AR 72703Directions
- Hill Avenue Branch577 S Hill Ave, Fayetteville, AR 72701Directions
Little Rock area · 1
- UAMS Branch4301 W Markham St Rm G-301, Little Rock, AR 72205Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.18% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.14% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $78 | $59 | — |
- CapitalNet worth ratio13.18%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$78Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of UARK Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.