Credit union · NCUA insured
UARK Federal Credit Union Savings Rates
UARK Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Basic Savings. Rates checked October 22, 2026.
How UARK Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Fayetteville, AR, where UARK Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UARK Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Basic Savings
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
UARK Federal Credit Union savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UARK Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Summer Saver
0.10%APY
Summer Saver withdrawals June 1 – August 31 without penalty transfer during eligible periods.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- uarkfcu.com/savings · captured Sep 19, 2026
Super Share Account
0.05%APY
$20,000 average daily balance or more. Super Share balances less than $20,000 will earn Regular Share interest rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Balances less than $20,000 earn Regular Share interest rate | 0.05% | $5 | Balances less than $20,000 earn Regular Share interest rate |
| $20,000 and up | 0.10% | — |
Sources (1)
- uarkfcu.com/savings · captured Sep 19, 2026
Basic Savings
0.05%APY
Dividends paid monthly based on average daily balance. $5 minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- uarkfcu.com/savings · captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.05%APY
Withdrawals October 1 – December 24 without penalty transfer during eligible periods. Christmas Club max deposit $1500 to earn higher dividend, amount over earns regular share rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Max deposit $1500 to earn higher dividend | 0.50% | — | Max deposit $1500 to earn higher dividend |
| $1,500 and upAmount over $1500 earns regular share rate | 0.05% | $5 | Amount over $1500 earns regular share rate |
Sources (1)
- uarkfcu.com/savings · captured Sep 19, 2026
IRA Savings
0.25%APY
Traditional IRA and Roth IRA options available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Penny Savers’ Club (Ages 0–12)
0.05%APY
For ages 0–12. Earn one wooden penny for every $5 deposited in person.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- uarkfcu.com/savings · captured Sep 19, 2026
Who can join UARK Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, owns a business, or volunteers within the City of Fayetteville is eligible for membership.
Employers and groups
- Employees who work for a UARK Preferred Business partner are eligible for membership.
Family and household
- Immediate family members of a UARK Federal Credit Union member are eligible for membership.
Other ways
- Individuals can become eligible for membership by joining the Humane Society of the Ozarks through a $25 donation.
Cost to join
- A $25 donation to become a Humane Society of the Ozarks member qualifies an individual for credit union membership.
Membership information collected October 4, 2026.