Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Worcester, MA metro
- 1.45%APY$145 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds.
Promotional rate · 1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: All accounts subject to approval. Four interest rate tier options available.
Offer: All accounts subject to approval. Four interest rate tier options available.
No monthly fee
Rate checked
More details - Southbridge Credit UnionMoney MarketMoney Market · $2,500 min · 0.75%–2.00% by balance
Credit union · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: The minimum balance required to open and maintain this account is $2,500.00.
0.75% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.75% $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - Hanscom Federal Credit UnionYour Way SavingsSavings · $25 min · 0.20%–2.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Your Way Checking required to open Your Way Savings. No monthly service fees or minimum balance. Dividends paid on balances of $0.01 or more. Multi-tiered rate structure with 14 tiers. Balance Boost automatic savings service available to transfer up to $1,500/month to share certificates.
Offer: Your Way Checking required to open Your Way Savings. Monthly dividend period.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Your Way Savings Balance APY Up to $200 0.20% $200 – $400 0.30% $400 – $750 0.40% $750 – $1,000 0.50% $1,000 – $2,000 0.60% $2,000 – $4,000 0.70% $4,000 – $6,000 0.80% $6,000 – $8,000 0.90% $8,000 – $10,000 1.00% $10,000 – $20,000Your amount 1.25% $20,000 – $30,000 1.50% $30,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - 1.25%APY$125 a year on $10,000
1.23% interest rate · Effective Sep 25, 2026
Rate checked
More details - 1.10%APY$110 a year on $10,000
Requirements
Product: No minimum balance, no monthly fees. Unlimited deposits. Up to 3 free covered withdrawals or transfers per month ($10.00 fee per excess withdrawal/transfer). Variable rate account, rates subject to change.
Offer: Dividends compounded and credited quarterly. Up to 3 covered transactions/transfers per month ($10.00 fee per excess withdrawal/transfer).
1.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Central One Federal Credit UnionTiered Money MarketTiered Money Market · $0 min · 1.05%–1.60% by balance
Credit union · 9 branches
1.10%APY$110 a year on $10,000Requirements
Product: Tiered rate account. If balance is within a particular tier, the rate specified for that tier applies to the full balance in the account. No monthly service charge. One free withdrawal/transfer per month ($10.00 fee per excess withdrawal/transfer).
Offer: Tier rate applies to the full balance. Dividends compounded and credited quarterly.
1.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $10,000 1.05% $10,000 – $50,000Your amount 1.10% $50,000 – $100,000 1.20% $100,000 and up 1.60% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa Cash Back checking account (or Kasasa Cash checking account). Rewards earned automatically post/transfer to Kasasa Saver. Limit of 2 Kasasa Saver with Cash Back per tax identification number. Personal accounts only. Requires a one-time dividend-earning deposit of $5 in a prime savings account. Free online banking, mobile banking, eStatements, and debit/ATM card available with no annual fee. No monthly service fee. $5 minimum deposit to open.
Offer: When qualifications are met on linked Kasasa Cash Back/Cash account.
Qualified rate · 1.00% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa Cash checking account. Limit of 2 Kasasa Saver with Cash per tax identification number. Personal accounts only. Requires a one-time dividend-earning deposit of $5 in a prime savings account. Free online banking, mobile banking, eStatements, and debit/ATM card available with no annual fee. No monthly service fee. $5 minimum deposit to open.
Offer: When qualifications are met on linked Kasasa Cash account (at least 1 direct deposit or automatic payment ACH, at least 12 debit card transactions post and settle, and enrollment in online banking and eStatements).
Qualified rate · 1.00% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - UniBankTiered Rate Money Market AccountTiered Rate Money Market Account · $10 min · 0.10%–1.60% by balance
Bank · 14 branches
1.00%APY$100 a year on $10,000Requirements
Product: Personal accounts only.
0.10% interest rate
Rate by balance
Rate by balance for Tiered Rate Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 and up 1.60% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly fee. Available as individual or joint account. Up to 6 withdrawals per month. Dividends paid monthly on average daily balance.
Offer: Maximum of six (6) withdrawals per month. If balance drops below the minimum, no interest is earned until brought back over the minimum.
No monthly fee
Rate checked
More details - 0.80%APY$80 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Paired with Perks Checking. Preferred rate of 0.65% added to base rate of 0.10%, resulting in 0.75% interest rate and 0.80% APY. Requires active Perks Checking account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Homefield Credit UnionFree Kasasa Saver®Savings · $5 min · 0.25%–0.75% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play Checking account. Limit one account per SSN.
Offer: Applies to balances up to $50,000 when monthly qualifications are met in linked Kasasa Rewards Checking account (at least 12 debit card purchases post and settle, enroll and log into online banking at least once per month, and enroll and receive e-statement notices).
Qualified rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $50,000Your amount 0.75% $50,000 and up 0.25%* Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have an active EZ Interest Checking Account.
Offer: Must have an active EZ Interest Checking Account. $2,500 minimum balance to waive $10 monthly fee.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for EZ Choice Savings Balance APY Up to $25,000Your amount 0.75% $25,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Worcester, MA metro
161 accounts at 44 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.75%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- GFA FCUCredit union · 4 branches
- UMassFiveCredit union · 1 branch