Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Whitewater, WI metro
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: An active Bank First checking account with direct deposit is required to maintain this account. Limited to 10 debit transactions per statement cycle when statements are monthly and 30 when quarterly. Compounded quarterly at a variable rate.
Offer: Requires Bank First checking with direct deposit.
Qualified rate · 0.00% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Savings Elite Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.41% $100,000 and up 1.66% Rate checked
More details - Citizens BankClassic Money Market AccountClassic Money Market Account · $1,000 min · 1.00%–1.50% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Classic Money Market Account Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.00% $100,000 – $300,000 1.50% $300,000 – $500,000 1.50% $500,000 and up 1.50% Rate checked
More details - Educators CUPremium Money MarketPremium Money Market · $10,000 min · 1.00%–3.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum to open account is $10,000. Account balance cannot drop below $10,000 (if it drops below $10,000, the share will be closed and money transferred).
Offer: Account balance cannot drop below $10,000.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $10,000 – $50,000Your amount 1.00% $50,000 – $75,000 2.58% $75,000 – $100,000 2.67% $100,000 – $250,000 2.80% $250,000 and up 3.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.51%APY$51 a year on $10,000
Requirements
Product: Available only to IBEW members in Wisconsin and Michigan.
Offer: IBEW members in Wisconsin and Michigan only. Minimum amount of $100 is the minimum account balance to earn dividends/interest.
0.51% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.51%APY$51 a year on $10,000with conditions
Requirements
Product: Must have a checking account and be signed up for eStatements to open. Rounds up non-PIN debit card purchases to the next dollar and saves the difference.
Offer: Must have a checking account and be signed up for eStatements.
Qualified rate · 0.51% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Basic savings account. No monthly fee with any active loan or other deposit account, minimum balance of $1,000, primary owner under age 18, or safe deposit box lease; otherwise $5 monthly fee. Compounded daily, paid monthly.
Offer: Dividends earned on all days with a balance of $100 or more. Variable rate. Compounded daily, paid monthly.
0.50% interest rate · Compounded daily · $5 monthly fee
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Offer: Dividends are compounded daily and paid quarterly for savings accounts.
0.45% interest rate · Compounded daily
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Offer: Dividends are compounded daily and paid quarterly for savings accounts.
0.45% interest rate · Compounded daily
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: A minimum $5 deposit is all you need to own one share of Blackhawk Community Credit Union.
Offer: Dividends are compounded daily and paid quarterly for savings accounts.
0.45% interest rate · Compounded daily
Rate checked
More details - Advia Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.40%–0.60% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum $1,000 daily balance is required to earn dividends. Compounded monthly based on daily average balance.
Offer: A minimum $1,000 daily balance is required to earn dividends.
Compounded monthly
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $24,999Your amount 0.40% $25,000 – $74,999 0.50% $75,000 and up 0.60% Rate checked
More details - Advia Credit UnionUltimate SavingsSavings · $0 min · 0.35%–3.00% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rate locked in at account opening for the first five monthly statement cycles with no minimum balance required to earn dividends. Standard tiered rates apply after the promo period with a $1,000 minimum daily balance required to earn dividends.
Offer: Promotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.
Promotional rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Any balance 3.00% $1,000 – $99,999Your amountStandard rate tier after promotional period. 0.35% $100,000 – $249,999Standard rate tier after promotional period. 0.70% $250,000 and upStandard rate tier after promotional period. 1.00% Rate checked
More details - Southern Lakes Credit UnionGold Seal Savers Share (Money Market Savings)Gold Seal Savers Share (Money Market Savings) · $2,500 min · 0.26%–0.40% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Offer: Min Required to Earn Stated APY: $2,500.00; Account Balance: Less than $10,000
0.26% interest rate · Effective Dec 31, 2025
Rate by balance
Rate by balance for Gold Seal Savers Share (Money Market Savings) Balance APY $2,500 – $10,000 0.26% $10,000 – $25,000Your amountMin Required to Earn Stated APY: $10,000.00 0.35% $25,000 – $50,000Min Required to Earn Stated APY: $25,000.00 0.38% $50,000 and upMin Required to Earn Stated APY: $50,000.00 0.40% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Whitewater, WI metro
67 accounts at 18 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.37%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.35%
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Whitewater, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 1 branch
- Blackhawk Community Credit UnionCredit union · 1 branch