Credit union · NCUA insured
Southern Lakes Credit Union Savings Rates
Southern Lakes Credit Union’s best savings rate is 0.35% APY on $10,000, with its Gold Seal Savers Share (Money Market Savings). Rates checked October 16, 2026.
How Southern Lakes Credit Union’s savings rates compare
Compared with banks and credit unions near Kenosha, WI, where Southern Lakes Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southern Lakes Credit Union
0.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $35
Gold Seal Savers Share (Money Market Savings)
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Southern Lakes Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southern Lakes Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Gold Seal Savers Share (Money Market Savings)
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Min Required to Earn Stated APY: $2,500.00; Account Balance: Less than $10,000 | 0.26% | — | Min Required to Earn Stated APY: $2,500.00; Account Balance: Less than $10,000 |
| $10,000 – $25,000Min Required to Earn Stated APY: $10,000.00 | 0.35% | $35 | Min Required to Earn Stated APY: $10,000.00 |
| $25,000 – $50,000Min Required to Earn Stated APY: $25,000.00 | 0.38% | — | Min Required to Earn Stated APY: $25,000.00 |
| $50,000 and upMin Required to Earn Stated APY: $50,000.00 | 0.40% | — | Min Required to Earn Stated APY: $50,000.00 |
Sources (1)
- southernlakescu.org/rates · captured Sep 18, 2026
Tax Escrow Share Savings
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMin Required to Earn Stated APY is $0.00.Any balance | 0.20% | $20 | Min Required to Earn Stated APY is $0.00. |
Sources (1)
- southernlakescu.org/rates · captured Sep 18, 2026
Share Savings
0.10%APY
Dividends paid quarterly on balances of $100 and greater in the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin Required to Earn Stated APY is $100.00. Low $5.00 minimum balance.$100 and up | 0.10% | $10 | Min Required to Earn Stated APY is $100.00. Low $5.00 minimum balance. |
Sub Share Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin Required to Earn Stated APY is $100.00.$100 and up | 0.10% | $10 | Min Required to Earn Stated APY is $100.00. |
Sources (1)
- southernlakescu.org/rates · captured Sep 18, 2026
Summer Share Savings
0.10%APY
No minimum balance. Dividends paid quarterly on balances of $100.00 and greater in the account. Cash deposited from September to May is locked up for summer.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin Required to Earn Stated APY is $100.00.$100 and up | 0.10% | $10 | Min Required to Earn Stated APY is $100.00. |
Special-purpose accounts
Youth Share Savings
0.25%APY
For ages birth to 12. Low $5.00 minimum balance. Credit union deposits first $5.00 to get started.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMin Required to Earn Stated APY is $5.00. Earns dividends on balances of $5.00 and greater in the account.$5 and up | 0.25% | $25 | Min Required to Earn Stated APY is $5.00. Earns dividends on balances of $5.00 and greater in the account. |
Health Savings Share
0.10%APY
Allows individuals that qualify to pay for qualified out-of-pocket medical expenses using tax benefited dollars.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMin Required to Earn Stated APY is $0.00.Any balance | 0.10% | $10 | Min Required to Earn Stated APY is $0.00. |
Holiday Club
0.10%APY
No minimum balance. Dividends paid annually on balances of $100.00 and greater in the account. On November 1st funds automatically transfer into chosen account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin Required to Earn Stated APY is $100.00.$100 and up | 0.10% | $10 | Min Required to Earn Stated APY is $100.00. |
Traditional IRA/Roth IRA/Coverdell Education Share Savings
0.10%APY
Tax benefited savings. Dividends paid quarterly on balances of $500.00 and greater in the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $2,000Account Balance: Less than $2,000; Min Required to Earn Stated APY is $500.00. | 0.10% | — | Account Balance: Less than $2,000; Min Required to Earn Stated APY is $500.00. |
| $2,000 – $5,000Account Balance: $2,000 – $4,999.99; Min Required to Earn Stated APY is $2,000.00. | 0.10% | — | Account Balance: $2,000 – $4,999.99; Min Required to Earn Stated APY is $2,000.00. |
| $5,000 – $7,500Account Balance: $5,000 – $7,499.99; Min Required to Earn Stated APY is $5,000.00. | 0.10% | — | Account Balance: $5,000 – $7,499.99; Min Required to Earn Stated APY is $5,000.00. |
| $7,500 and upAccount Balance: $7,500 and Greater; Min Required to Earn Stated APY is $7,500.00. | 0.10% | $10 | Account Balance: $7,500 and Greater; Min Required to Earn Stated APY is $7,500.00. |
Vacation Share Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin Required to Earn Stated APY is $100.00.$100 and up | 0.10% | $10 | Min Required to Earn Stated APY is $100.00. |
Sources (1)
- southernlakescu.org/rates · captured Sep 18, 2026
Who can join Southern Lakes Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live and/or work in Kenosha, Walworth, Milwaukee, Racine, Rock, or Waukesha counties in Wisconsin, or Lake or McHenry counties in Illinois are eligible for membership.
Employers and groups
- Employees of specified businesses and organizations (Kenosha News, United Communications Corporation Kenosha-based, Modine Manufacturing Company, Pioneer Products, Inc., Petersen Machine, US Competition Arms, Inc., Letsch Mfg., Inc., Kolar Arms, Inc., St. Edward's Church in Racine, or St. Lucy's Catholic Church in Racine) are eligible for membership.
Military, government and schools
- Employees of Kenosha Unified School District, Gateway Technical College, or Carthage College's Kenosha Campus are eligible for membership.
Family and household
- Any member of the immediate family of any existing member may become a member of the Credit Union.
Other ways
- Members of specified listed churches in Wisconsin are eligible to join.
- Members of the Harley Owners Group in Wisconsin or Illinois are eligible for membership.
Cost to join
- A $5.00 minimum deposit is required to establish a membership account.
Membership information collected October 5, 2026.