Credit union · NCUA insured
Blackhawk Community Credit Union Savings Rates
Top CarrotBlackhawk Community Credit Union’s best savings rate is 1.45% APY on $10,000, with its Wealth Builder. Rates checked October 16, 2026.
How Blackhawk Community Credit Union’s savings rates compare
Compared with banks and credit unions near Janesville, WI, where Blackhawk Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Blackhawk Community Credit Union
1.45%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $145
Wealth Builder
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Blackhawk Community Credit Union savings score
87
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0001.45%
- $100,000 balance$100,0001.45%
- QualifiedQualified1.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blackhawk Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Wealth Builder
1.45%APY
Allows members to earn a higher interest rate with liquidity and flexibility.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance of $10,000 to avoid monthly service fee. Dividends are compounded daily and paid quarterly.Any balance | 1.45% | $145 | Minimum balance of $10,000 to avoid monthly service fee. Dividends are compounded daily and paid quarterly. |
Mortgage Savings
0.45%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are compounded daily and paid quarterly for savings accounts.$5 and up | 0.45% | $45 | Dividends are compounded daily and paid quarterly for savings accounts. |
Sources (1)
- bhccu.org/rates · captured Sep 18, 2026
Primary Savings
0.45%APY
A minimum $5 deposit is all you need to own one share of Blackhawk Community Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are compounded daily and paid quarterly for savings accounts.$5 and up | 0.45% | $45 | Dividends are compounded daily and paid quarterly for savings accounts. |
Secondary Savings
0.45%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are compounded daily and paid quarterly for savings accounts.$5 and up | 0.45% | $45 | Dividends are compounded daily and paid quarterly for savings accounts. |
Sources (1)
- bhccu.org/rates · captured Oct 16, 2026
Special-purpose accounts
Challenge Club
5.00%APY
The Challenge Club is designed to help members accumulate savings with weekly incremental deposits stepping up by $1 over a 52-week period. At year-end, balance transfers to member designated account and resets to zero. Maximum one account per member.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 5.00% | $500 |
Money Maker Savings
1.00%APY
Ages 13 to 17, Joint Account with an adult.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Dividends are compounded daily and paid quarterly for savings accounts. Ages 13 to 17. | 0.50% | — | Dividends are compounded daily and paid quarterly for savings accounts. Ages 13 to 17. |
| $1,000 and upDividends are compounded daily and paid quarterly for savings accounts. Even higher rates when balance is over $1,000. Ages 13 to 17. | 1.00% | $100 | Dividends are compounded daily and paid quarterly for savings accounts. Even higher rates when balance is over $1,000. Ages 13 to 17. |
Christmas Club
0.50%APY
Accounts start on the first business day in November. On the last business day in October, all funds will be automatically transferred to your regular Share Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are compounded daily and paid quarterly for savings accounts.$5 and up | 0.50% | $50 | Dividends are compounded daily and paid quarterly for savings accounts. |
Money Minder Youth Savings
0.50%APY
Ages 12 & Under, Joint Account with an adult.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are compounded daily and paid quarterly for savings accounts. Ages 12 and under.$5 and up | 0.50% | $50 | Dividends are compounded daily and paid quarterly for savings accounts. Ages 12 and under. |
Vacation Club
0.50%APY
Specially designed to help members save for a vacation.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are compounded daily and paid quarterly for savings accounts.$5 and up | 0.50% | $50 | Dividends are compounded daily and paid quarterly for savings accounts. |
Variable Rate IRA
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are compounded daily and paid quarterly for savings accounts.Any balance | 0.50% | $50 | Dividends are compounded daily and paid quarterly for savings accounts. |
Sources (1)
- bhccu.org/rates · captured Oct 16, 2026
Who can join Blackhawk Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, or own property in Rock, Walworth, Green, Jefferson, Dane, Kenosha, Racine, Waukesha, or Milwaukee County (WI), or Winnebago, Boone, Lake, or McHenry County (IL) are eligible for membership.
Family and household
- Immediate family members of individuals who live, work, attend school, or own property within the 13-county field of membership are eligible for membership.
Other ways
- Businesses, organizations, and associations qualify for membership if a majority of their directors, members, or owners meet eligibility requirements, or if the entity has a physical location within the field of membership.
Membership information collected October 5, 2026.