Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Springfield, MA metro
- Alden Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.10%–0.45% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000.00. Must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed APY. Dividends are credited and compounded monthly.
Offer: Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY.
0.10% interest rate · Compounded monthly · Effective Jan 24, 2024
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $5,000 0.10% $5,000 – $20,000Your amount 0.15% $20,000 – $50,000 0.25% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Greater Springfield Credit UnionShare Savings AccountSavings · $25 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining one share with a par value of $25.00 to maintain accounts and membership. No monthly maintenance fees.
Offer: Regular share tier.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,000 0.05% $2,000 – $20,000Your amountTier I. 0.10% $20,000 – $50,000Tier II. 0.15% $50,000 and upTier III. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $10 minimum opening deposit and $10 daily balance to earn APY. Monthly fee is $0. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Available only as part of Mortgage Bonus Bundle program requiring an approved Country Bank residential owner-occupied mortgage, a new or existing Country Bank Checking account, and a Home Savings account. Requires $10.00 deposit to open and $10.00 daily balance to earn disclosed APY.
Offer: Base rate on the account.
Qualified rate · 0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Base rate. Applicable to all balances ($10 minimum to earn APY).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available only to residents of Massachusetts and Connecticut; limit one account per person; interest is paid on balances up to $50,000
Offer: Balances exceeding $50,000 do not earn interest
0.10% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Monthly maintenance fee of $10.00 waived with $2,500 average daily balance.
0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Assumes dividends remain on deposit for 365 days. Rates subject to change daily and may change after the account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Assumes dividends remain on deposit for 365 days. Rates subject to change daily and may change after the account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - TruNorth BankGet More Tiered Money MarketGet More Tiered Money Market · $1,000 min · 0.10%–0.30% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00. Tiered interest rates based on balance tiers.
$6 monthly fee
Rate by balance
Rate by balance for Get More Tiered Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $1,000,000 0.25% $1,000,000 and up 0.30% Rate checked
More details - Polish National Credit UnionPremium Money MarketPremium Money Market · $1,000 min · 0.10%–0.20% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut.
Offer: The Dividend Rate is paid on the entire balance in your account.
0.10% interest rate · Effective Dec 8, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 – $100,000 0.20% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MA metro
90 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 2.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches