Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Spokane, WA metro
- Numerica Credit UnionSix7 SavingsSavings · $25 min · 0.05%–6.00% by balance
Credit union · 11 branches
0.05%APY$5 a year on $10,000Requirements
Product: Limit one Six7 savings account per person. Monthly fee charged for paper statements (one fee per membership number), which can be avoided by enrolling in eStatements.
Offer: Earn 6.00% APY on the first $700 deposited in the account.
No monthly fee · Effective Jun 7, 2026
Rate by balance
Rate by balance for Six7 Savings Balance APY Up to $700 6.00% Over $700Your amount 0.05% Rate checked
More details - Numerica Credit UnionBonus SaverSavings · $25 min · 0.05%–2.05% by balance
Credit union · 11 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Saver account per person. Base APY of 0.05% on entire balance. Additional APY earned up to $2,500 after meeting qualifiers during 6-month qualification cycles: deposit $25+ per month and/or make no withdrawals. A monthly fee is charged for paper statements, waived by enrolling in eStatements.
Offer: Two qualifiers met during 6-month qualification cycle: (a) deposit $25 or more each month in aggregate, and (b) make no withdrawals.
Qualified rate · No monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Saver Balance APY Up to $2,500 2.05% Over $2,500Your amount 0.05% Rate checked
More details - Numerica Credit UnionBonus Money MarketBonus Money Market · $25 min · 0.05%–0.25% by balance
Credit union · 11 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Money Market account per person. Minimum opening deposit $25. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Non-qualifying rate: applied when Bonus Money Market qualifiers are not met. Paper statement fee applies unless enrolled in eStatements.
Qualified rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Money Market Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000 0.10% $100,000 – $250,000 0.20% $250,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. Includes Excess Share Insurance on balances up to $250,000 in addition to NCUA insurance. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Progressions Credit UnionYES! SavingsSavings · $0 min · 0.05%–2.00% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Dividends compounded/credited monthly. To qualify for the higher dividend up to $2,000, a minimum deposit of $25 must be made monthly. Rate is 0.10% when qualifications are not met.
Offer: Requires minimum deposit of $25 monthly to qualify for 2.00% APY up to $2,000.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for YES! Savings Balance APY Any balance 2.00% Over $2,000Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a Kasasa Cash or Kasasa Cash Back Account. Qualifying transactions: at least 1 direct deposit, ACH credit, or ACH payment transaction posted per month/cycle, at least 12 debit card purchases posted per cycle, and enrolled in and agree to receive eStatements.
Offer: Base Rate (Non-Qualified Rate) if qualifications are not met.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate may change after account is opened. Fees can reduce earnings. Monthly service charge of $3 waived when the minimum ledger balance of $300 is maintained. $3 monthly service charge refund if set up with combined statements for savings and checking account (applied even if minimum ledger balance waiver is not met). For quarterly statements, $3 fee assessed any month daily ledger balance falls below $300. Up to 75 items per statement cycle can be deposited with no charge, thereafter $0.20 per item.
Offer: Monthly service charge of $3 waived with a $300 minimum ledger balance; $3 refund applied if combined with checking account statement even if minimum ledger balance waiver is not met. For quarterly statements, $3 fee assessed any month daily ledger balance falls below $300. Up to 75 deposited items per cycle free, then $0.20 per item.
0.05% interest rate · $3 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - Heritage BankCascade Money MarketCascade Money Market · $1,000 min · 0.03%–0.30% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,0000.03% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Cascade Money Market Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.08% $50,000 – $75,000 0.10% $75,000 – $100,000 0.15% $100,000 – $500,000 0.23% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can be used for overdraft protection and direct deposit.
Effective May 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional savings account opened after primary savings is established.
Effective May 1, 2025
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Spokane, WA metro
97 accounts at 29 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Spokane, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 6 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 1 branch