Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Spokane, WA metro
- WSECUMoney Market accountsMoney Market accounts · $0 min · 0.10%–1.25% by balance
Credit union · 4 branches
0.79%APY$79 a year on $10,000Requirements
Product: No minimum balance requirement. No maintenance fees. Earnings are based on average daily balance and paid at the end of each month. Withdrawals are limited to 6 per month.
Offer: Based on average daily balance.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market accounts Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - WSECUPerformance Money MarketPerformance Money Market · $0 min · 0.10%–1.25% by balance
Credit union · 4 branches
0.79%APY$79 a year on $10,000Requirements
Offer: Avg Daily Balance.
0.10% interest rate
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - Cheney Federal Credit UnionSuper Saver Share AccountSavings · $2,500 min · 0.35%–1.16% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Requires $2,500 to open. No monthly service fees.
Offer: Balance less than $2,500
0.35% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Share Account Balance APY Up to $2,500 0.35% $2,500 – $4,999 0.60% $5,000 – $24,999Your amount 0.75% $25,000 – $49,999 0.95% $50,000 and up 1.16% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $20 nonrefundable membership fee required to open account. Dividends compounded and credited quarterly based on daily balance.
0.75% interest rate · No monthly fee · Effective Apr 3, 2023
Rate checked
More details - Responders Emergency Services Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.45%–1.01% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: $5,000.00 minimum balance to earn dividends.
Offer: Dividends paid monthly.
0.45% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.45% $10,000 and upYour amount 0.70% $50,000 and up 0.90% $100,000 and up 1.01% Rate checked
More details - Progressions Credit UnionMoney Market (“SmartMarket”) AccountsMoney Market (“SmartMarket”) Accounts · $2,000 min · 0.40%–0.85% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: No monthly service charges. Dividends compounded and credited monthly. Unlimited withdrawals allowed.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market (“SmartMarket”) Accounts Balance APY $2,000 and up 0.40% $10,000 and upYour amount 0.60% $50,000 and up 0.75% $75,000 and up 0.75% $100,000 and up 0.85% Rate checked
More details - ICCUMoney Market SavingsMoney Market Savings · $25 min · 0.00%–1.00% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Available to ICCU members who live or work in Idaho, Washington, eastern Oregon, or Arizona.
Offer: $15 monthly service fee if balance is less than $2,500. Minimum balance to earn interest is $2,500.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.00% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999$15 monthly service fee waived with balance of $2,500 or more. 0.60% $50,000 – $99,999$15 monthly service fee waived with balance of $2,500 or more. 0.75% $100,000 and up$15 monthly service fee waived with balance of $2,500 or more. 1.00% Rate checked
More details - Spokane Firefighters Credit UnionSub-SharesSavings · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Members may have up to nine secondary sub-savings accounts. Available to members in field of membership.
Effective Jan 21, 2026
Rate by balance
Rate by balance for Sub-Shares Balance APY Any balance 0.00% $100 and up 0.35% $5,000 and upYour amount 0.40% $25,000 and up 0.45% $75,000 and up 0.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Maintaining a $20 balance establishes member share owner status. No monthly maintenance fees.
0.35% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Gesa Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.45% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends calculated using daily balance method. Minimum daily balance of $2,500.00 required each day to obtain disclosed APY. Minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month as stated in the Consumer Fee Schedule. New rates set on first of each month; rates may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.40% $250,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Contributions may be eligible for a State of Idaho tax deduction. Contribute up to $10,000 for single or $20,000 for married couples filing jointly per calendar year. Five free withdrawals by check per month.
Offer: Monthly service fee is $5 if balance is less than $100.
0.25% interest rate · $5 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Designed to save for a specific purpose.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Choice Savings Account Balance APY Up to $1,499 0.20% $1,500 and upYour amount 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Spokane, WA metro
97 accounts at 29 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Spokane, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 6 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 1 branch