Credit union · NCUA insured
Spokane Firefighters Credit Union Savings Rates
Spokane Firefighters Credit Union’s best savings rate is 0.40% APY on $10,000, with its Sub-Shares. Rates checked October 22, 2026.
How Spokane Firefighters Credit Union’s savings rates compare
Compared with banks and credit unions near Spokane, WA, where Spokane Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Spokane Firefighters Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Sub-Shares
Top rate
Progressions Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Spokane Firefighters Credit Union savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Spokane Firefighters Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Sub-Shares
Up to 0.40%APY
Members may have up to nine secondary sub-savings accounts. Available to members in field of membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
| $100 and up | 0.35% | $35 |
| $5,000 and up | 0.40% | $40 |
| $25,000 and up | 0.45% | — |
| $75,000 and up | 0.50% | — |
Special-purpose accounts
Individual Retirement Accounts (IRAs) - Share Account
0.25%APY
Available to members in field of membership. Available as Traditional or Roth IRA. Member Rewards program offers bonus APY on IRAs: +0.15% APY for Gold members, +0.25% APY for Platinum members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceStandard base rate for Traditional and Roth IRA Shares. Member Rewards program offers +0.15% APY for Gold members and +0.25% APY for Platinum members.Any balance | 0.25% | $25 | Standard base rate for Traditional and Roth IRA Shares. Member Rewards program offers +0.15% APY for Gold members and +0.25% APY for Platinum members. |
Who can join Spokane Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Spokane Firefighters Credit Union are eligible for membership.
Military, government and schools
- Employees of any fire department or fire district located in specified Panhandle counties in Idaho (Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, and Shoshone) are eligible for membership.
- Persons who retired from a full-time job with any fire department or fire district in North America and live in specified Idaho counties (Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, and Shoshone) are eligible for membership.
- Persons who retired from a full-time job with any fire department or fire district in North America and live in any school district within the state of Washington are eligible for membership.
- Employees of any fire department or fire district in the state of Washington are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, parents-in-law, children-in-law, grandparent, grandchild, including step and adoptive relationships) of primary membership groups are eligible for membership.
1 more way to join
Other ways
- Directors, employees, volunteers, and retirees of any of the eligible organizations (fire departments/districts in WA or specified ID counties, or the credit union) are eligible for membership.
Membership information collected October 4, 2026.