Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Scranton, PA metro
- 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
Offer: If qualifying criteria not met.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Digital Checking: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000If qualifying criteria met. 0.10% Rate checked
More details - 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
Offer: If qualifying criteria not met.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Checking Plus: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000If qualifying criteria met. 0.10% Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Wyoming Valley Educational Employees Federal Credit UnionRegular SharesSavings · 0.00%–3.55% by balance
Credit union · 3 branches
3.03%APY$303 a year on $10,000intro rateRequirements
Product: Savings rates are computed based on the average monthly balance. An account may earn dividend credit at multiple rates if the average monthly balance falls into different tiers during each month of the quarter. Rates paid for the quarter ended 3/31/2026; rates are not guaranteed for the next quarter.
Promotional rate · 0.00% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $500 0.00% $500 – $10,000 2.52% $10,000 – $50,000Your amount 3.03% $50,000 and up 3.55% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · 23 branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Wayne BankHigh Yield Money Market Deposit AccountHigh Yield Money Market Deposit Account · $2,500 min · 1.00%–3.00% by balance
Bank · 4 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available to consumers that maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account that includes two out of the three following criteria: a debit card, direct deposit, and/or a $25,000 balance at the time the High Yield MMDA account is opened. Only one High Yield MMDA account per customer.
Offer: Daily Balance: None – $25,000.00. Available to consumers maintaining a qualifying checking account (Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking) meeting 2 of 3 criteria (debit card, direct deposit, $25,000 balance). Limit one account per customer. $10 fee if daily balance is less than $2,500.
Qualified rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for High Yield Money Market Deposit Account Balance APY Up to $25,000Your amount 3.00% Over $25,000 1.00% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 2.52%APY$252 a year on $10,000with conditions
Requirements
Product: Available to Premier Checking account holders that remain in good standing. $100 minimum to open. $2 monthly service charge waived with enrollment in eStatements. Must maintain a $2,500 minimum account balance to obtain the interest rate or the interest drops to 0.00% APY. Accrued interest to date is not paid on accounts closed prior to quarter end.
Offer: Available to Premier Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements.
Qualified rate · 2.50% interest rate · $2 monthly fee
Rate checked
More details - Cross Valley Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 2.00%–3.00% by balance
Credit union · 6 branches
2.10%APY$210 a year on $10,0001.98% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 and up 2.00% $5,000 and up 2.05% $10,000 and upYour amount 2.10% $15,000 and up 2.15% $20,000 and up 2.20% $50,000 and up 2.25% $75,000 and up 2.50% $100,000 and up 3.00% $250,000 and up 3.00% Rate checked
More details - 2.01%APY$201 a year on $10,000with conditions
Requirements
Product: Available to Select Checking account holders that remain in good standing. $100 minimum to open. $2 monthly service charge waived with enrollment in eStatements. Must maintain a $2,500 minimum account balance to obtain the interest rate or the interest drops to 0.00% APY. Accrued interest to date is not paid on accounts closed prior to quarter end.
Offer: Available to Select Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements.
Qualified rate · 2.00% interest rate · $2 monthly fee
Rate checked
More details - Choice One Community Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.75%–2.25% by balance
Credit union · 6 branches
1.75%APY$175 a year on $10,000Requirements
Product: Must maintain a $100 balance in primary Choice One Share Savings at all times. Minimum deposit of $2,000 required to open.
Offer: Each withdrawal must be at least $500.00; withdrawals by check only; maximum of 6 withdrawals per month; $100.00 required in primary savings account.
1.74% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Wayne BankPremium Money Market Deposit AccountPremium Money Market Deposit Account · $2,500 min
Bank · 4 branches
1.51%APY$151 a year on $10,000with conditionsRequirements
Product: Available to consumers that maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at the time the Premium MMDA is opened.
Offer: Must maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at opening. Accounts with a daily balance of less than $2,500 are subject to a $10 monthly service fee.
Qualified rate · $10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Penn East Federal Credit UnionMoney MarketMoney Market · 1.26%–2.02% by balance
Credit union · 4 branches
1.26%APY$126 a year on $10,000Requirements
Product: Open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County.
Offer: All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period.
1.25% interest rate · Effective Apr 12, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.26% $50,000 – $100,000 1.51% $100,000 – $350,000 1.76% Over $350,000 2.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Scranton, PA metro
99 accounts at 34 banks and credit unions · checked Oct 6–22
- Typical
- 0.08%
- Top 10% from
- 2.18%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Scranton, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch
- CityMark FCUCredit union · 6 branches