Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in San Francisco, CA metro
- 1.65%APY$165 a year on $10,000
Requirements
Product: Optional named savings folders for separate goals; same published rate table as Holiday Saver Account. Rates subject to change daily.
Offer: TIER-1; min. to earn APY $0.01. Shared Holiday Saver schedule.
1.54% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for My Use Account Balance APY Over $0 1.55% $1,000 and upTIER-2; to earn APY $1,000.00. 1.60% $10,000 and upYour amountTIER-3; to earn APY $10,000.00. 1.65% Rate checked
More details - SRI Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–3.95% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: Dividends paid monthly. $2,500 minimum balance to earn dividends. Up to 6 withdrawals/transfers per month. Mobile and Online access, eStatements.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.60% $25,000 – $100,000 1.70% $100,000 – $250,000 1.95% $250,000 – $500,000 2.20% $500,000 – $1,000,000 2.45% $1,000,000 and up 3.95% Rate checked
More details - Firefighters First Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.75% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: Variable-rate tiered account. Dividends are compounded and credited monthly. Rate will never fall below the regular savings account dividend rate as long as a $2,500 minimum balance is maintained.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 1.60% $50,000 – $75,000 1.65% $75,000 – $100,000 1.70% $100,000 and up 1.75% Rate checked
More details - Stanford Federal Credit UnionMoney Market AccountMoney Market Account · $0 min
Credit union · 1 branch
1.56%APY$156 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. Variable rate account; dividends compounded and paid monthly.
Offer: Standard rate. No opening deposit requirement and no monthly fee.
Qualified rate · 1.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Shell Western States FCUMoney Market AccountMoney Market Account · $500 min · 1.51%–2.02% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Membership is open to everyone living, working, worshipping, or attending school in Contra Costa County. Federal regulations limit pre-authorized/automatic transfers or withdrawals to third parties/other accounts to 6 per month ($5 excessive transaction fee applies if exceeded). Unlimited in-person withdrawals. Rates are variable and subject to change.
1.50% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $50,000Your amount 1.51% $50,000 – $100,000 1.76% Over $100,000 2.02% Rate checked
More details - Monterra Credit UnionDigital SavingsSavings · $0 min · 0.50%–4.00% by balance
Credit union · 7 branches
1.50%APY$150 a year on $10,000Requirements
Product: Limited to one account per membership. Requires eStatements upon opening. $0 opening minimum deposit and $0 monthly fee.
3.93% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Digital Savings Balance APY Up to $5,000 4.00% $5,000 – $10,000 3.00% $10,000 – $20,000Your amount 1.50% $20,000 and up 0.50% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Requires a minimum balance of $2,500. Additional deposits must be at least $100, while withdrawals require a minimum amount of $250. No monthly service fees.
1.25% interest rate · No monthly fee · Effective Mar 1, 2025
Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
Offer: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
0.11% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Maximum Impact Savings™ Balance APY Up to $100 0.11% $100 and upYour amount 1.05% Rate checked
More details - Kaiperm Credit UnionAdvantage Money MarketAdvantage Money Market · $100 min · 0.10%–2.75% by balance
Credit union · 2 branches
1.01%APY$100 a year on $10,000Requirements
Product: Interest rates apply to the entire balance, not just the amount over the tier threshold. Compounded and credited monthly based on average daily balance.
Offer: Rate applies to balances up to $2,499.99. Interest rates apply to the entire balance.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 1.01% $25,000 – $50,000 1.75% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.75% Rate checked
More details - PremierOne Credit UnionPremier Money MarketPremier Money Market · $1,500 min · 0.50%–1.80% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends calculated using Average Daily Balance, credited and compounded monthly. Once a particular balance tier is met, the rate applies to the full balance of the account. Account limitations apply (up to 6 preauthorized/electronic transfers or withdrawals per month). Membership requires maintaining $5.00 par value share.
Offer: Minimum balance to earn APY is $1,500.00. Minimum to keep open is $1,500.00.
0.50% interest rate · Compounded monthly · Effective Oct 13, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $1,500 – $10,000 0.50% $10,000 – $50,000Your amount 1.00% $50,000 – $250,000 1.60% $250,000 and up 1.80% Rate checked
More details - Golden 1 Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min · 0.05%–3.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: All dividends are compounded monthly. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers; end-of-day balance determines the tier. There is no minimum balance requirement to obtain the APY.
0.05% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.50% $500,000 and up 3.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum balance of $100 to earn dividends.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for MM Growth Balance APY $100 and up 1.00% $10,000 and upYour amount 1.00% $25,000 and up 1.00% $50,000 and up 1.00% $100,000 and up 1.25% $150,000 and up 1.25% $250,000 and up 1.25% $500,000 and up 1.40% $1,000,000 and up 1.40% Rate checked
More details - Community First Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Offer: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Qualified rate · 1.00% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY $10,000 and upYour amount 1.00% $50,000 and up 1.25% $100,000 and up 1.25% $150,000 and up 1.30% $250,000 and up 1.40% $500,000 and up 1.50% $1,000,000 and up 1.50% Rate checked
More details - Pacific Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.90%–1.75% by balance
Credit union · 4 branches
0.90%APY$90 a year on $10,000Requirements
Product: No minimum balance required. Maintain a $2,500 balance to earn dividends and link your account to checking for overdraft protection.
0.90% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.90% $25,000 – $74,999 1.10% $75,000 – $249,999 1.50% $250,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Francisco, CA metro
225 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.77%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches