Credit union · NCUA insured
Kaiperm Credit Union Savings Rates
Kaiperm Credit Union’s best savings rate is 1.01% APY on $10,000, with its Advantage Money Market. Rates checked October 16, 2026.
How Kaiperm Credit Union’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Kaiperm Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kaiperm Credit Union
1.01%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $100
Advantage Money Market
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Kaiperm Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kaiperm Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Advantage Money Market
1.01%APY
Interest rates apply to the entire balance, not just the amount over the tier threshold. Compounded and credited monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rate applies to balances up to $2,499.99. Interest rates apply to the entire balance. | 0.10% | — | Rate applies to balances up to $2,499.99. Interest rates apply to the entire balance. |
| $2,500 – $25,000Rate applies to balances from $2,500.00 to $24,999.99. Interest rates apply to the entire balance. | 1.01% | $100 | Rate applies to balances from $2,500.00 to $24,999.99. Interest rates apply to the entire balance. |
| $25,000 – $50,000Rate applies to balances from $25,000.00 to $49,999.99. Interest rates apply to the entire balance. | 1.75% | — | Rate applies to balances from $25,000.00 to $49,999.99. Interest rates apply to the entire balance. |
| $50,000 – $100,000Rate applies to balances from $50,000.00 to $99,999.99. Interest rates apply to the entire balance. | 2.25% | — | Rate applies to balances from $50,000.00 to $99,999.99. Interest rates apply to the entire balance. |
| $100,000 – $250,000Rate applies to balances from $100,000.00 to $249,999.99. Interest rates apply to the entire balance. | 2.50% | — | Rate applies to balances from $100,000.00 to $249,999.99. Interest rates apply to the entire balance. |
| $250,000 and upRate applies to balances of $250,000.00 and above. Interest rates apply to the entire balance. | 2.75% | — | Rate applies to balances of $250,000.00 and above. Interest rates apply to the entire balance. |
Sources (3)
- kaipermcu.org/accounts/money-market
- kaipermcu.org/deposit-rates
- kaipermcu.org/wp-content/uploa…es_2026-09_September.pdf
All captured Oct 6, 2026
Dividend Savings
0.10%APY
Par value of one share ($25.00) required as minimum deposit at account opening. Dividends compounded and credited monthly using average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn APY is $25. No monthly service charge.$25 and up | 0.10% | $10 | Minimum balance to earn APY is $25. No monthly service charge. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Pup High Yield Savings
0.50%APY on $10,000
For members ages 0-12. Minor is Primary owner and Joint Owner controls account. Converts to Student Savings account on 13th birthday. Tiered rate calculated using average daily balance; specified rate applies to portion of balance within each tier. Dividends compounded and credited monthly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $10,000 | 0.50% |
| Over $10,000 | 0.10% |
On $10,000 the tiers blend to about 0.50% APY, earning $50 a year.
Sources (3)
- kaipermcu.org/accounts/kids-savings
- kaipermcu.org/wp-content/uploa…es_2026-09_September.pdf
- kaipermcu.org/accounts/saving
All captured Oct 6, 2026
Student High Yield Savings
0.50%APY on $10,000
For members ages 13-17. Minor and Joint Owner share controls. Converts to Regular Savings account on 18th birthday. Tiered rate calculated using average daily balance; specified rate applies to portion of balance within each tier. Dividends compounded and credited monthly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $10,000 | 0.50% |
| Over $10,000 | 0.10% |
On $10,000 the tiers blend to about 0.50% APY, earning $50 a year.
Sources (3)
- kaipermcu.org/accounts/student-savings
- kaipermcu.org/wp-content/uploa…es_2026-09_September.pdf
- kaipermcu.org/accounts/saving
All captured Oct 6, 2026
Coverdell Educational Savings Accumulator
0.10%APY
Dividends compounded and credited monthly using average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum opening deposit is $10; minimum balance to earn APY is $10. No monthly service charge.$10 and up | 0.10% | $10 | Minimum opening deposit is $10; minimum balance to earn APY is $10. No monthly service charge. |
Sources (2)
All captured Oct 6, 2026
Dividend Club
0.10%APY
Secondary savings account / My Goal Savings Account. Entire balance is paid by check or transferred on or after October 1 and account remains open. Early withdrawal before end of club term terminates account and pays full balance. Transfers/withdrawals in first 7 days allowed without restriction. Dividends compounded and credited monthly using average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn APY is $10. No monthly service charge.$10 and up | 0.10% | $10 | Minimum balance to earn APY is $10. No monthly service charge. |
Sources (2)
All captured Oct 6, 2026
Individual Retirement Account (IRA) Savings
0.10%APY
Traditional and Roth IRA savings accumulator accounts. Annual service charge of $5.00 per year for Individual Retirement Account. Dividends compounded and credited monthly using average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum opening deposit $10; minimum balance to earn APY is $10. No monthly service charge; $5.00 per year IRA fee applies.$10 and up | 0.10% | $10 | Minimum opening deposit $10; minimum balance to earn APY is $10. No monthly service charge; $5.00 per year IRA fee applies. |
Sources (3)
- kaipermcu.org/accounts/iras
- kaipermcu.org/wp-content/uploa…es_2026-09_September.pdf
- kaipermcu.org/accounts/saving
All captured Oct 6, 2026
Who can join Kaiperm Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Kaiser Permanente are eligible for membership.
- Kaiser retirees are eligible for membership.
- Kaiser volunteers are eligible for membership.
Family and household
- Family members of Kaiser Permanente employees are eligible for membership.
Cost to join
- It is free to join Kaiperm Credit Union.
Membership information collected October 5, 2026.