Credit union · NCUA insured
Kaiperm Credit Union
A $109M credit union headquartered in Walnut Creek, CA, with 7,823 members and 2 branches in California. Best rates: CDs 3.50% and savings 1.01% APY.
Kaiperm Credit Union Carrot Score
74
Carrot Score
Higher than 35% of U.S. banks and credit unions
#48 of 71 in San Francisco, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kaiperm Credit Union
Kaiperm Credit Union was founded in 1957 by physicians, administrators, and employees of KP in Walnut Creek, CA.
The credit union is a not-for-profit financial institution exclusively serving Kaiser Permanente employees, retirees, volunteers, and their family members.
- Headquarters
- 325 N Wiget Ln Ste 130, Walnut Creek, CA 94598-2435
- NCUA charter
- 11944
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Kaiser Permanente are eligible for membership.
- Kaiser retirees are eligible for membership.
- Kaiser volunteers are eligible for membership.
Family and household
- Family members of Kaiser Permanente employees are eligible for membership.
Cost to join
- It is free to join Kaiperm Credit Union.
Branches
2 branches in California
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California
2 branches
- Shadelands OfficeMain office325 N Wiget Ln Ste 130, Walnut Creek, CA 94598Directions
- Downtown Office1550 Newell Ave, Walnut Creek, CA 94596Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.31% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.05% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio9.31%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.05%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kaiperm Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.