Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 31–45 results in San Francisco, CA metro

  1. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionMoney MarketMoney Market

    Credit union · 3 branches

    2.12%APY$212 a year on $10,000
  2. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  3. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionEmergency Fund SavingsSavings

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  4. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionSecondary SavingsSavings

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  5. Top Carrot, Carrot Score 88
    McKesson & Healthcare Providers FCUSelect Share Money MarketSelect Share Money Market · $1 min · 0.05%–2.79% by balance

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000with conditions
  6. Top Carrot, Carrot Score 88
    SF Fire Credit UnionMoney MarketMoney Market · $0 min

    Credit union · 3 branches

    2.00%APY$200 a year on $10,000intro rate
  7. Top Carrot, Carrot Score 88
    Redwood Credit UnionPerformance MMPerformance MM · $100 min · 2.00%–3.15% by balance

    Credit union · 5 branches

    2.00%APY$200 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 88
    Pacific Service Credit UnionStack SavingsSavings · $1,000 min

    Credit union · 4 branches

    2.00%APY$200 a year on $10,000with conditions
  9. Monterra Credit UnionMoney Market PlusMoney Market Plus · $2,500 min

    Credit union · 7 branches

    2.00%APY$200 a year on $10,000
  10. Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance

    Bank · 6 branches

    2.00%APY$200 a year on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    SF Fire Credit UnionSavings AccountSavings · $0 min

    Credit union · 3 branches

    2.00%APY$200 a year on $10,000intro rate
  12. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 58 branches

    2.00%APY$200 a year on $10,000with conditions
  13. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 58 branches

    2.00%APY$200 a year on $10,000with conditions
  14. Top Carrot, Carrot Score 91
    Stanford Federal Credit UnionMoney Market AccountMoney Market Account · $0 min

    Credit union · 1 branch

    1.81%APY$181 a year on $10,000with conditions
  15. CTBC BankOnline Personal SavingsSavings · $250 min · 1.80%–3.30% by balance

    Bank · 1 branch

    1.80%APY$180 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in San Francisco, CA metro

225 accounts at 80 banks and credit unions · checked Oct 16–22

Typical
0.15%
Top 10% from
2.77%
Banks, typical
0.12%
Credit unions, typical
0.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

San Francisco, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 1st Nor Cal® Credit UnionCredit union · 5 branches
  2. American Airlines Federal Credit UnionCredit union · 1 branch
  3. CommunityAmerica Credit UnionCredit union · 4 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate