Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in San Diego, CA metro
- Mission Fed Credit UnionMoney MarketMoney Market · $2,500 min · 0.03%–0.05% by balance
Credit union · 34 branches
0.03%APY$3 a year on $10,000Requirements
Product: Must meet membership and account criteria. Average daily balance requirement of $2,500; no dividends are earned on balances less than $2,500.
Offer: No dividends earned on balances less than $2,500.
0.03% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $49,999Your amount 0.03% $50,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Must meet membership and account criteria. Limit 7 Standard Savings per member. Can be used for Checking or spending overdraft protection.
Offer: Any Balance. No monthly fee or minimum balance requirements, other fees may apply.
0.03% interest rate · No monthly fee
Rate checked
More details - MyPoint Credit UnionShare Savings AccountSavings · $0 min · 0.01%–0.03% by balance
Credit union · 7 branches
0.03%APY$3 a year on $10,000Requirements
Product: Savings account maintenance fee is $3 per month for accounts with only regular savings and an average daily balance less than $300 (youth accounts exempt).
Offer: $3 per month maintenance fee applies if average daily balance is less than $300 and member has only regular savings.
0.01% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $300 0.01% $300 – $2,500 0.02% $2,500 and upYour amount 0.03% Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 3 branches
0.02%APY$2 a year on $10,000Requirements
Product: Variable-rate account. $100.00 minimum deposit required to open. Check writing privileges included. $10.00 Monthly Maintenance Fee, avoidable by maintaining a daily Ledger Balance of $1,000.00 or more during a calendar month.
Offer: Variable rate; APY accurate as of 10/16/2026. $10.00 monthly maintenance fee avoidable with a daily ledger balance of $1,000.00 or more during a calendar month.
$10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $3 is waived when meeting at least one criterion during the monthly statement cycle: $100 minimum daily balance; automatic funds transfer of at least $25 from Banner Bank personal checking account; or any account owner is aged 24 or younger.
Offer: No minimum balance to obtain APY. Monthly service charge waived with $100 minimum daily balance, automatic transfer of at least $25 from Banner Bank personal checking, or any account owner aged 24 or younger.
0.02% interest rate · $3 monthly fee · Effective Aug 20, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Non-Qualified rate: Applied when qualification requirements for the monthly cycle are not met.
Qualified rate · 0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must complete payment of one share ($5 minimum balance required) as a condition of membership. No monthly account maintenance fee. Monthly dividends.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 waived with $200 minimum daily balance, or monthly transfer from a Columbia personal deposit account, or primary account owner age 18 and younger or 55 and older, or linked to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or VBBP Participant. Fee temporarily waived through March 2026. Limit of 6 withdrawals/transfers per calendar month or statement cycle ($5 excess withdrawal fee).
Offer: Rate may change after account opening. Interest calculated using daily balance method. Available for online account origination. $3 monthly maintenance fee waived with $200 minimum daily balance, monthly qualifying transfer from a Columbia personal deposit account, primary owner age 18 or younger or 55 or older, link to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or for active-duty military, veterans, beneficiaries, and caregivers via VBBP.
0.01% interest rate · $3 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Waive $5 monthly maintenance fee with an average daily balance of $100 ($50 average daily balance for accounts opened in Minnesota).
Offer: Applies to all balances. $5 monthly fee waived with $100 average daily balance ($50 in Minnesota). Stated APY based on daily compounding.
0.01% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Diego, CA metro
129 accounts at 43 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 3.10%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.10%
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San Diego, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- San Diego Firefighters Federal Credit UnionCredit union · 1 branch
- Home Bank of CaliforniaBank · 1 branch
- First BankBank · 3 branches