Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Rockford, IL metro
- 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Basic Rate: Applied if monthly qualifications are not met or if a member-based withdrawal occurs during the month.
Qualified rate · 0.25% interest rate
Rate checked
More details - First Northern Credit UnionShare Savings & Special Purpose Savings AccountsSavings · $5 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields for share savings are declared quarterly by the Board of Directors; dividends are paid retroactively based on earnings for the period. The dividend yield listed is for the period ending 9/30/2026. No monthly maintenance fee. During any month, no more than six withdrawals or transfers to another credit union account or a third party by preauthorized, automatic, or computer transfer or telephonic order or instruction; no more than three of the six may be by check, draft, or similar order. Exceeding limits may incur an over transaction volume limit fee or account closure. Inactive Account fee $9.00/month after 90+ days inactivity for members with only a Share Savings Account and average daily balance under $500. Early closure of membership account $15.00 if closed within 90 days of opening.
Offer: Balance $5 - $2,499.99. Must maintain the minimum average daily balance requirement to obtain the disclosed APY.
No monthly fee
Rate checked
More details - Parda Credit UnionParda Premier SavingsSavings · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to earn preferred dividend rates; $5 monthly fee charged if balance falls below $2,500 requirement any day out of the month. First 3 withdrawals per month are free, then $3 charge thereafter. Membership and $1 par share deposit required.
Offer: Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month.
0.20% interest rate · Compounded monthly · $5 monthly fee
Rate by balance
Rate by balance for Parda Premier Savings Balance APY $2,500 – $10,000 0.20% $10,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 5 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Connexus Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.00%–3.01% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Must maintain a minimum daily balance of $1,000 to earn dividends/APY. Up to 4 fee-free withdrawals or transfers per month.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.25% $20,000 – $100,000 1.95% $100,000 – $250,000 2.05% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.01% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Cornerstone Credit UnionInsured Money MarketInsured Money Market · $2,500 min · 0.20%–0.95% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Fees could reduce earnings on your account. Three free withdrawals per month.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Three free withdrawals per month.
Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY $2,500 and upYour amount 0.20% $20,000 and up 0.40% $75,000 and up 0.95% Rate checked
More details - Cornerstone Credit UnionInsured High Yield Money MarketInsured High Yield Money Market · $5,000 min · 0.20%–2.75% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Fees could reduce earnings on your account. Three free withdrawals per month.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Three free withdrawals per month.
Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured High Yield Money Market Balance APY $5,000 and upYour amount 0.20% $50,000 and up 0.70% $100,000 and up 1.90% $250,000 and up 2.50% $500,000 and up 2.75% Rate checked
More details - ABD Federal Credit UnionRegular Share SavingsSavings · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Share Account has $5.00/month service charge on balances below $100.
Rate by balance
Rate by balance for Regular Share Savings Balance APY Any balance 0.05% $100 and upYour amountMinimum to avoid charge is $100.00. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No initial deposit or ongoing balance requirements. Interest is compounded quarterly at a variable rate.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for First Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with MembersAlliance CU. Dividends compounded daily.
0.15% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance required. Rate may change after account is opened. Optional ATM card available with $260 daily withdrawal limit.
Offer: No minimum balance required. Rate may change after the account is opened. Fees could reduce earnings. Optional ATM card available for withdrawals (daily limit $260, cannot be used for purchases).
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $25 minimum deposit required in a share savings account to establish credit union membership. Dividends paid quarterly. Rate may change after account is opened.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. Dividends paid quarterly. The rate may change after the account is opened. Fees could reduce earnings.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rockford, IL metro
78 accounts at 26 banks and credit unions · checked Oct 6–22
- Typical
- 0.18%
- Top 10% from
- 1.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Rockford, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rock Valley Credit UnionCredit union · 2 branches
- Illinois State Credit UnionCredit union · 1 branch
- UMB BankBank · 4 branches