Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–9 of 9 in Rockford, IL metro · median 14.49% APR
- 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Standard ongoing APR for purchases, cash advances, and balance transfers; rate based on creditworthiness and other factors.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Finance charges calculated on Average Daily Balance.
Credit card score 89 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - Illinois State Credit UnionIt'sMyCU Platinum Visa Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
The interest rate will move to a rate as low as 9.9% 6 months after account is opened. Rate is based on individual credit.
Credit card score 84 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000.
Credit card score 82 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 4 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Variable rate with no annual fee. Rates shown are the lowest rates offered.
Credit card score 62 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 16.50%
14.99% APR, up to 16.50%
Terms
Non-variable APR. Same low rate for purchases, balance transfers, and cash advances. Subject to credit approval. 2.0% balance transfer fee applies.
Credit card score 62 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Rockford, IL metro
9 banks and credit unions · checked Sep 25–Oct 16
- Typical
- 14.49%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Rockford, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rock Valley Credit UnionCredit union · 2 branches
- Illinois State Credit UnionCredit union · 1 branch
- UMB BankBank · 4 branches