Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Riverside, CA metro
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Offer: Plus Checking Account
Qualified rate · 0.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - American First Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 0.07%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Balances under $2,500 are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.
Offer: Balances under $2,500 are subject to monthly service fees.
0.07% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 and up 0.07% $10,000 and upYour amount 0.10% $50,000 and up 0.20% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership account required for all credit union members. Becoming a member gives access to all credit union products and services. Vida deposits the $5 membership share.
0.10% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Sign up for eStatements, maintain a $250 minimum balance, or open an additional account to avoid a monthly service fee.
Offer: Earn dividends with a $100 minimum balance. $25 opening deposit establishes membership. Monthly service fee waived with eStatements, $250 minimum balance, or additional account.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Traditional savings account required for CU SoCal Membership. For minors, the minimum to earn dividends is $1.00.
Offer: For minors, the minimum to earn dividends is $1.00.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basis for credit union membership; requires $5 deposit (Par Share). No monthly fees. Earns quarterly dividends.
0.10% interest rate · No monthly fee · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Collateral savings account for Secured Visa credit card.
Qualified rate · 0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required to open or maintain account. Dividends paid quarterly. Members can establish unlimited accounts.
0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Allows setting aside funds for special purposes (e.g. vacation, special gifts). Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
Offer: $50 minimum balance to receive dividend.
0.10% interest rate · Effective Dec 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open with a $50 deposit and a one-time $5 membership fee. Dividends are calculated on average daily balance and paid monthly. No monthly service fees. $2 monthly paper statement fee can be avoided by enrolling in e-Statements.
Offer: Minimum balance to earn dividend is $200.00. Variable rate.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership in credit union required; represents ownership. No monthly fees.
Offer: Balance of $50+ to earn monthly dividends; $5 minimum balance.
0.10% interest rate · No monthly fee · Effective Jul 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Riverside, CA metro
156 accounts at 53 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Riverside, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Thinkwise Credit UnionCredit union · 2 branches
- CU SoCalCredit union · 4 branches