Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Richmond, VA metro
- Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - First Bank & Trust CompanyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.11% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Open an account with $2,500. Pay no fees regardless of balance. Interest rates will be paid on the entire balance based on the applicable rate tier. Earn competitive interest on balances of $1,500 or greater.
Offer: Average daily balance range $1,500.00 - $2,499.99.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $100,000 0.80% $100,000 – $500,000 1.00% $500,000 and up 1.11% Rate checked
More details - Blue Ridge BankMoney Market Tiered RatesMoney Market Tiered Rates · $2,500 min · 0.25%–2.52% by balance
Bank · 7 branches
0.75%APY$75 a year on $10,000Requirements
Offer: Minimum balance to open is $2,500.00.
0.25% interest rate · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Tiered Rates Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 2.42% $250,000 – $1,000,000 2.52% $1,000,000 and up 2.52% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 3 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - First Community BankCommunity SavingsSavings · $10,000 min · 0.60%–1.51% by balance
Bank · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is compounded and credited quarterly. Standard $12 quarterly maintenance fee waived with a $100 minimum daily balance. Limited to 6 transfers/withdrawals per statement cycle.
0.60% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Community Savings Balance APY $10,000 and upYour amount 0.60% $25,000 and up 0.75% $50,000 and up 1.51% $100,000 and up 1.51% $250,000 and up 1.51% $500,000 and up 1.51% $1,000,000 and up 1.51% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - BayPort Credit UnionPinnacle Money MarketPinnacle Money Market · $2,500 min · 0.00%–3.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Pinnacle Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.30% $50,000 – $100,000 1.40% $100,000 – $250,000 1.55% $250,000 – $500,000 1.90% $500,000 – $1,000,000 2.80% $1,000,000 and up 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires $5.00 for membership.
Offer: $5.00 for membership; $100.00 minimum balance to earn dividend.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: $100.00 minimum balance to earn dividend.
Rate checked
More details - Henrico Federal Credit UnionShare / SavingsSavings · $100 min · 0.25%–0.50% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are earned on the entire account balance once the account reaches minimum balance to earn dividends. Minimum balance required to maintain credit union membership. Membership eligibility required.
Offer: Dividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. Minimum balance required to maintain credit union membership.
Effective Dec 1, 2025
Rate by balance
Rate by balance for Share / Savings Balance APY $100 – $499 0.25% $500 and upYour amount 0.50% Rate checked
More details - Virginia Credit UnionRegular SavingsSavings · $100 min · 0.05%–0.40% by balance
Credit union · 18 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be a credit union member. $0 monthly fees for account service or maintenance. Free debit card, nationwide ATM access, online banking with eStatements, and mobile banking. $3 fee for each withdrawal in excess of two per month.
Offer: Dividend earnings are compounded quarterly. APY may change after account is opened. Fees may reduce earnings on your accounts. No minimum balance to earn APY for members under age 23.
0.05% interest rate · Compounded quarterly · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $500 0.05% $500 and upYour amount 0.40% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires an Average Daily Balance of $300.00 to earn the stated dividend. Primary Share Accounts require a $25 minimum deposit to open. Non-refundable joining fee of $1 plus $25 refundable savings deposit required for membership. Dividends calculated on average daily balance and paid/compounded monthly.
Offer: Requires an Average Daily Balance of $300.00 to earn the stated dividend. $25 minimum deposit to open.
0.25% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Richmond, VA metro
87 accounts at 36 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.86%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Richmond, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- Primis BankBank · 9 branches
- Peoples Advantage FCUCredit union · 4 branches