Credit union · NCUA insured
Henrico Federal Credit Union Savings Rates
Top CarrotHenrico Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Share / Savings. Rates checked October 22, 2026.
How Henrico Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Richmond, VA, where Henrico Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Henrico Federal Credit Union
0.50%APY
- Minimum
- $5
- Earns on $10,000 a year
- $50
Share / Savings
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Henrico Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Henrico Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share / Savings
0.50%APY
Dividends are earned on the entire account balance once the account reaches minimum balance to earn dividends. Minimum balance required to maintain credit union membership. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $499Dividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. Minimum balance required to maintain credit union membership. | 0.25% | — | Dividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. Minimum balance required to maintain credit union membership. |
| $500 and upDividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. Minimum balance required to maintain credit union membership. | 0.50% | $50 | Dividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. Minimum balance required to maintain credit union membership. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRAs
2.50%APY
Individual Retirement Account (IRA) savings account. Dividends are earned on the entire account balance once the account reaches minimum balance to earn dividends. Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are earned on the entire account balance once the account reaches the minimum balance of $100 to earn dividends.$100 and up | 2.50% | $250 | Dividends are earned on the entire account balance once the account reaches the minimum balance of $100 to earn dividends. |
Sources (2)
All captured Sep 19, 2026
Club Accounts
0.50%APY
No service fees. Dividends are earned on the entire account balance once the account reaches minimum balance to earn dividends. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $499Dividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. | 0.25% | — | Dividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. |
| $500 and upDividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. | 0.50% | $50 | Dividends are earned on the entire account balance once the account reaches the minimum balance to earn dividends. |
Sources (2)
All captured Sep 19, 2026
Who can join Henrico Federal Credit Union
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