Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Reading, PA metro
- 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open up to five accounts, each with a customizable goal. No maturity date.
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must meet membership eligibility requirements (live, work, worship, attend school, or business in Berks County, PA, or immediate family of a current member). Requires $5 minimum balance to maintain account. Dividends paid monthly on daily balance of $5 or more.
Offer: Dividends paid monthly on daily balance of $5 or more.
Effective Oct 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Ephrata National BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.10%–1.95% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid monthly maintenance fee.
0.10% interest rate · Effective Sep 29, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.85% $100,000 – $249,999 0.85% $250,000 – $499,999 1.04% $500,000 – $999,999 1.04% $1,000,000 and up 1.95% Rate checked
More details - Pagoda Federal Credit UnionRegular ShareSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $100.00 is required to earn dividends.
0.05% interest rate · Effective Apr 18, 2024
Rate by balance
Rate by balance for Regular Share Balance APY $100 – $2,500 0.05% $2,500 – $15,000Your amount 0.10% $15,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Account requires a minimum balance of $100.00 each day to avoid a monthly service charge. If account is closed within the first 90 days, a $5.00 service fee applies. Variable rate account; interest rate and APY may change at any time.
Offer: Variable rate account. Requires a minimum balance of $100.00 each day to avoid a monthly service charge.
Effective Sep 1, 2026
Rate checked
More details - Jonestown Bank & Trust Co.Prime Money Market AccountPrime Money Market Account · $0 min · 0.00%–3.05% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable-rate account; rates may change at any time after opening. Must maintain a daily minimum balance of $2,500 to earn tiered interest above 0.00% APY. No minimum balance requirement to maintain the account.
Effective Sep 1, 2026
Rate by balance
Rate by balance for Prime Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $15,000Your amount 0.10% $15,000 – $25,000Must maintain a minimum balance of $2,500 each day to obtain APY. 0.30% $25,000 – $50,000Must maintain a minimum balance of $2,500 each day to obtain APY. 0.65% $50,000 – $150,000Must maintain a minimum balance of $2,500 each day to obtain APY. 1.01% $150,000 – $250,000Must maintain a minimum balance of $2,500 each day to obtain APY. 1.51% $250,000 – $500,000Must maintain a minimum balance of $2,500 each day to obtain APY. 2.02% $500,000 and upMust maintain a minimum balance of $2,500 each day to obtain APY. 3.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: With $5 establishes membership with Discovery FCU. Minimum balance of $5. At least one transaction needs to be made to the account at least once every 12 months to avoid a monthly inactivity fee.
Offer: Assumes dividends remain on deposit and subject to change.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances in your Kasasa Saver account earn the qualifying dividend rate that corresponds to the daily balance. When qualifications are not met, daily balances earn the nonqualifying dividend rate. If closed during cycle, dividends accrued at nonqualifying rate.
Offer: Nonqualifying rate when Kasasa Cash or Kasasa Cash Back account qualifications are not met during a Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - Sun Federal Credit UnionEmpower Money MarketEmpower Money Market · $1,000 min · 0.05%–1.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Empower Money Market Balance APY $1,000 – $75,000Your amount 0.05% $75,000 – $100,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $75,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.90% $100,000 – $150,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $100,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.95% $150,000 – $200,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $150,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.00% $200,000 and upMember Value Program (MVP) rate. Minimum deposit to earn APY: $200,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To become a member of Sun Federal Credit Union, a savings account with a minimum deposit of $5.00 is required at opening. Add more savings accounts without a minimum balance once a member.
Offer: Minimum deposit to earn APY: $5.00.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Reading, PA metro
67 accounts at 23 banks and credit unions · checked Oct 6–22
- Typical
- 0.25%
- Top 10% from
- 1.52%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.48%
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Reading, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Utilities Employees Credit UnionCredit union · 1 branch
- Discovery Federal Credit UnionCredit union · 1 branch