Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Portland, OR-WA metro
- SELCO Community Credit UnionMembership Savings / Simple SavingsSavings · $5 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership Savings requires a $5 minimum balance (refunded if account is closed). No minimum balance required if you have another SELCO account. No account maintenance fees on Simple Savings.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Membership Savings / Simple Savings Balance APY Up to $500 0.10% $500 – $2,500 0.20% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.50% Rate checked
More details - Trailhead Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–1.40% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly using the daily balance method. Minimum daily balance of $2,500 is required to earn dividends. Tier rate applies to the entire balance once a balance range is met.
Offer: Minimum daily balance of $2,500 required to earn dividends; rate applies to entire balance.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 1.15% $250,000 and up 1.40% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - Columbia Credit UnionMoney MarketMoney Market · $1,500 min · 0.30%–0.65% by balance
Credit union · 15 branches
0.50%APY$50 a year on $10,000Requirements
Product: $1,500 minimum balance to avoid $8 monthly fee. Unlimited in-person branch withdrawals or transfers; check writing available. Must meet membership eligibility (applicant or any family member lives or works in WA State or Clackamas, Marion, Multnomah, and Washington counties in OR, and pay $10 lifetime membership fee).
0.30% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $500,000 0.65% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate
Rate checked
More details - Sunset Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–2.56% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership eligibility required. Interest calculated monthly. Account balance calculated using average daily balance.
0.25% interest rate · Effective Sep 6, 2024
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 – $100,000 1.53% $100,000 – $250,000 2.04% $250,000 and up 2.56% Rate checked
More details - iQ Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–3.25% by balance
Credit union · 24 branches
0.45%APY$45 a year on $10,000Requirements
Product: Up to 6 withdrawals a month without incurring a fee. Minimum balance of $1,000 required to avoid monthly service fee. Interest compounded and credited monthly, calculated by daily balance method. If the balance drops below the minimum balance, interest rate will reflect current share rate.
Offer: Minimum balance of $1,000 required to avoid monthly service fee.
0.05% interest rate · Effective Sep 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.25% $10,000 – $49,999Your amount 0.45% $50,000 – $99,999 0.65% $100,000 – $499,999 0.85% $500,000 – $999,999 2.25% $1,000,000 and up 3.25% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - OnPoint Community Credit UnionOnPoint Loyalty Savings AccountSavings · $0 min
Credit union · 48 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must qualify for OnPoint Rewards (requires 10-year relationship with OnPoint or 6 qualified transactions in the same checking account during the qualification period). Interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - IBEW and United Workers Federal Credit UnionInvest AccountSavings · $500 min · 0.35%–0.80% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: $10.00 monthly fee applied if balance drops below the required minimum.
Offer: $10.00 fee applied each month if balance drops below required minimum.
Effective Apr 1, 2023
Rate by balance
Rate by balance for Invest Account Balance APY Any balanceYour amount 0.35% $50,000 and up 0.50% $100,000 and up 0.75% $250,000 and up 0.80% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - ILWU Credit UnionSafe Harbor Money Market AccountSafe Harbor Money Market Account · $2,500 min · 0.10%–0.65% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered dividend rates based on balance. No early withdrawal penalty; free withdrawals.
Offer: Safe Harbor - Tier One
No monthly fee · Effective May 1, 2023
Rate by balance
Rate by balance for Safe Harbor Money Market Account Balance APY $1,000 and up 0.10% $5,000 and upYour amountSafe Harbor - Tier Two 0.35% $25,000 and upSafe Harbor - Tier Three 0.40% $50,000 and upSafe Harbor - Tier Four 0.45% $100,000 and upSafe Harbor - Tier Five 0.55% $250,000 and upSafe Harbor - Tier Six 0.65% Rate checked
More details - Teamsters Council #37 Credit UnionHigh-Yield Money Market AccountHigh-Yield Money Market Account · $1,000 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered rate account where each dividend rate applies only to the portion of the account balance within each tier. Dividend rates and APYs may change monthly. Dividends are calculated by the average daily balance method.
0.10% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY $1,000 and up 0.10% $2,500 and up 0.20% $10,000 and upYour amount 0.35% $25,000 and up 0.50% $50,000 and up 0.60% $100,000 and up 0.75% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 16 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, OR-WA metro
184 accounts at 58 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.96%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches