Credit union · NCUA insured
Sunset Federal Credit Union Savings Rates
Sunset Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Sunset Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where Sunset Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sunset Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Sunset Federal Credit Union savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.04%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sunset Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Membership eligibility required. Interest calculated monthly. Account balance calculated using average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 – $50,000 | 1.01% | — |
| $50,000 – $100,000 | 1.53% | — |
| $100,000 – $250,000 | 2.04% | — |
| $250,000 and up | 2.56% | — |
Sources (1)
- sunsetcu.com/Rates · captured Sep 15, 2026
Regular Share
0.10%APY
Primary account required of all members for the duration of membership; represents ownership share. Initial deposit of $5.00 per member. Unlimited deposits, withdrawals, and transfers. Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends credited monthly on the average daily balance.$5 and up | 0.10% | $10 | Dividends credited monthly on the average daily balance. |
Special-purpose accounts
Club Accounts
0.35%APY
Specialty savings account allowing unlimited deposits throughout the year, but only one withdrawal per year. Penalty for early withdrawals. No limit to number of Club accounts. Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends credited monthly on the average daily balance. Penalty for early withdrawals.$5 and up | 0.35% | $35 | Dividends credited monthly on the average daily balance. Penalty for early withdrawals. |
Who can join Sunset Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.