Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Portland, OR-WA metro
- Maps Credit UnionIndexed Money Market AccountIndexed Money Market Account · $5 min · 0.25%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: The highest rate on this account is tied to half of the Federal Fund rate. The APY is based on the upper bound of the federal funds target rate as established by the Federal Open Market Committee (FOMC), at the end of the prior month. This account does not qualify for checks or debit cards. The APY may adjust at the start of each month, based on FOMC actions.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Money Market Account Balance APY Up to $5,000 0.25% $5,000 and upYour amountHighest rate is tied to half of the Federal Fund rate. 2.00% Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 42 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Maps Credit UnionAdvanced Private Client Money Market with Excess Share InsuranceAdvanced Private Client Money Market with Excess Share Insurance · $500 min · 0.10%–3.35% by balance
Credit union · 2 branches
1.87%APY$187 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members. A Private Client Checking Account is required.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advanced Private Client Money Market with Excess Share Insurance Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 1.87% $100,000 – $250,000 2.35% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.10% $1,000,000 and up 3.35% Rate checked
More details - SELCO Community Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: No penalty if your balance dips below $1,000 (some restrictions apply). No withdrawal penalty.
0.05% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 and upYour amount 1.50% Rate checked
More details - Maps Credit UnionEstate Membership SavingsSavings · $100 min · 0.10%–3.10% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Offer: Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Estate Membership Savings Balance APY Up to $10,000 0.10% $10,000 – $250,000Your amount 1.35% $250,000 – $500,000 2.10% $500,000 – $750,000 2.25% $750,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - 1.35%APY$135 a year on $10,000
Requirements
Product: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
1.34% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $99,999Your amount 1.35% $100,000 – $249,999 1.45% $250,000 – $499,999 1.65% $500,000 and up 2.50% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 7 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - SELCO Community Credit UnionInvestor PlusSavings · $10,000 min · 0.00%–2.20% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Maintenance and activity fees may apply and could reduce earnings. Requires a $10,000 minimum opening and required balance.
0.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Investor Plus Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.20% $50,000 – $249,999 1.95% $250,000 and up 2.20% Rate checked
More details - SELCO Community Credit UnionInvestor PlusInvestor Plus · $10,000 min · 0.00%–2.20% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Make up to three penalty-free withdrawals per month.
0.00% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Investor Plus Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.20% $50,000 – $249,999 1.95% $250,000 and up 2.20% Rate checked
More details - Oregon State Credit UnionInvestor's Money MarketInvestor's Money Market · $10,000 min · 1.20%–1.75% by balance
Credit union · 2 branches
1.20%APY$120 a year on $10,000Requirements
Offer: Minimum balance that must be maintained each day to earn dividends is $10,000.00.
1.19% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Investor's Money Market Balance APY $10,000 – $24,999Your amount 1.20% $25,000 – $49,999 1.30% $50,000 – $99,999 1.50% $100,000 and up 1.75% Rate checked
More details - Cascade Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.25% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,000Requirements
Product: Six transactions are allowed each month (each transaction after that will incur a fee). Minimum deposit or withdrawal of $100. $2,500 minimum deposit to open and earn dividends. Fees may reduce earnings. Rates subject to change.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.05% $50,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 1 qualifying loan.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Consolidated Community Credit UnionPremium Money Market AccountPremium Money Market Account · $2,500 min · 1.00%–2.50% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required to open account. APY may change after account opening. Fee-free if minimum balance is met.
Offer: Min balance to receive dividends is $2,500.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 2.00% $250,000 – $500,000 2.25% $500,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, OR-WA metro
184 accounts at 58 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.96%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches