Credit union · NCUA insured
Maps Credit Union Savings Rates
Maps Credit Union’s best savings rate is 2.00% APY on $10,000, with its Indexed Money Market Account. Rates checked October 22, 2026.
How Maps Credit Union’s savings rates compare
Compared with banks and credit unions near Salem, OR, where Maps Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maps Credit Union
2.00%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $200
Private Client Premium Money Market
Top rate
Valley Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Maps Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maps Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Member Rewards Savings
5.00%APY
Available for personal memberships. Cannot make deposits directly; deposits come from Round Up, Cashback Credit Card, and Reward Bonuses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 5.00% | $500 |
Sources (4)
- mapscu.com/personal/spend-save/savings
- mapscu.com/rates
- mapscu.com/savings-accounts-keizer-or
- mapscu.com/savings-accounts-oregon
All captured Oct 3, 2026
Private Client Premium Money Market
2.00%APY
Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 0.25% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $10,000 – $100,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 2.00% | $200 | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $100,000 – $250,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 2.50% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $250,000 – $500,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 3.00% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $500,000 – $1,000,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 3.25% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $1,000,000 and upDividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 3.50% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
Sources (1)
- mapscu.com/private-client-rates · captured Oct 15, 2026
Advanced Private Client Money Market with Excess Share Insurance
1.87%APY
Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members. A Private Client Checking Account is required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 0.10% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $10,000 – $100,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 1.87% | $187 | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $100,000 – $250,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 2.35% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $250,000 – $500,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 2.85% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $500,000 – $1,000,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 3.10% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $1,000,000 and upDividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 3.35% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
Sources (1)
- mapscu.com/private-client-rates · captured Oct 15, 2026
Premium Money Market Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Dividends compounded and credited monthly. Minimum $1 balance to earn dividends (stated as $0 in schedule). | 0.25% | $25 | Dividends compounded and credited monthly. Minimum $1 balance to earn dividends (stated as $0 in schedule). |
| $50,000 – $100,000Dividends compounded and credited monthly. | 1.50% | — | Dividends compounded and credited monthly. |
| $100,000 – $250,000Dividends compounded and credited monthly. | 2.50% | — | Dividends compounded and credited monthly. |
| $250,000 – $500,000Dividends compounded and credited monthly. | 3.00% | — | Dividends compounded and credited monthly. |
| $500,000 and upDividends compounded and credited monthly. | 3.25% | — | Dividends compounded and credited monthly. |
Sources (3)
All captured Oct 15, 2026
Estate Membership Savings
1.35%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. | 0.10% | — | Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. |
| $10,000 – $250,000Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. | 1.35% | $135 | Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. |
| $250,000 – $500,000Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. | 2.10% | — | Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. |
| $500,000 – $750,000Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. | 2.25% | — | Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. |
| $750,000 – $1,000,000Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. | 2.85% | — | Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. |
| $1,000,000 and upMinimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. | 3.10% | — | Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100. |
Sources (1)
- mapscu.com/rates · captured Oct 3, 2026
Indexed Money Market Account
2.00%APY
The highest rate on this account is tied to half of the Federal Fund rate. The APY is based on the upper bound of the federal funds target rate as established by the Federal Open Market Committee (FOMC), at the end of the prior month. This account does not qualify for checks or debit cards. The APY may adjust at the start of each month, based on FOMC actions.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. | 0.25% | — | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. |
| $5,000 and upDividends compounded and credited monthly. Minimum balance to earn dividends is $0. Highest rate is tied to half of the Federal Fund rate. | 2.00% | $200 | Dividends compounded and credited monthly. Minimum balance to earn dividends is $0. Highest rate is tied to half of the Federal Fund rate. |
Sources (3)
All captured Oct 15, 2026
IDA Savings
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.$100 and up | 0.02% | $2 | Minimum balance to earn dividends is $100. |
Sources (1)
- mapscu.com/rates · captured Oct 3, 2026
Membership Savings Account
0.02%APY
Establishes membership and ownership/voting rights at Maps Credit Union. Requires a one-time $10 membership fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum average daily balance of $100 to earn dividends and avoid service fee.$100 and up | 0.02% | $2 | Minimum average daily balance of $100 to earn dividends and avoid service fee. |
Sources (2)
All captured Oct 3, 2026
Other Savings
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.$100 and up | 0.02% | $2 | Minimum balance to earn dividends is $100. |
Sources (1)
- mapscu.com/rates · captured Oct 3, 2026
Private Client Membership Share Savings
0.02%APY
Must meet Private Client criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.$100 and up | 0.02% | $2 | Minimum balance to earn dividends is $100. |
Sources (1)
- mapscu.com/private-client-rates · captured Oct 3, 2026
Private Client Other Savings
0.02%APY
Must meet Private Client criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.$100 and up | 0.02% | $2 | Minimum balance to earn dividends is $100. |
Sources (1)
- mapscu.com/private-client-rates · captured Oct 3, 2026
Share Savings
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends and avoid service fee is $100; monthly service fee per Fee Schedule if below $100.$100 and up | 0.02% | $2 | Minimum balance to earn dividends and avoid service fee is $100; monthly service fee per Fee Schedule if below $100. |
Sources (3)
All captured Oct 3, 2026
Special-purpose accounts
Summer Saver
3.25%APY
Exclusively for school employees. Deposits made via payroll deduction or direct deposit ($1 minimum, $2,000 maximum monthly). Balance automatically transfers to Maps Membership Savings account on July 1. Penalty-free withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.$100 and up | 3.25% | $325 | Minimum balance to earn dividends is $100. |
Premier IRA
2.00%APY
Assessed a $10 annual fee between January 15 and January 31, deducted from IRA principal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Private Client Premier IRA
2.00%APY
Must meet Private Client criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Sources (1)
- mapscu.com/private-client-rates · captured Oct 3, 2026
IRA Monthly Deposit
0.20%APY
Periodic deposits are required in the form of direct deposit, payroll deduction, or automatic transfers with a monthly minimum of $50.00. Current year contributions only; prior year contributions, rollovers, and transfers are not eligible. Once monthly contributions end, account will be transferred to a regular IRA Savings Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
IRA Savings
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- mapscu.com/rates · captured Oct 3, 2026
Christmas Club
0.02%APY
Automatic distribution/transfer of funds in November. $25 penalty fee for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn dividends.Any balance | 0.02% | $2 | No minimum balance to earn dividends. |
Sources (3)
All captured Oct 3, 2026
Youth Savings Club
0.02%APY
For members ages birth through 17. Members 16 and older can open independently; ages 15 and under require a parent or legal guardian as joint owner.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.02% | $2 |
Who can join Maps Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.