Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Philadelphia, PA-NJ-DE-MD metro
- Peoples Security Bank & TrustEveryday SaverSavings · $25 min · 0.05%–0.20% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable tiered rates; no minimum balance required to earn interest. Interest compounded and credited quarterly using the daily balance method. $5 monthly service charge if average daily balance falls below $100; fee assessed and refunded with a recurring direct deposit. Unlimited deposits and withdrawals.
Offer: $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. Variable rate; no minimum balance to earn interest.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Everyday Saver Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000Variable rate. 0.15% $100,000 and upVariable rate. 0.20% Rate checked
More details - Peoples Security Bank & TrustPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.45% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Consumer money market with check-writing and transfer access; up to 10 free withdrawals or transfers per statement cycle. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum daily/average daily balance is required to earn interest. $8.00 monthly minimum-balance fee if average daily balance falls below $2,500.00. Offered in PA, NY, and NJ.
Offer: Variable rates may change at any time. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
0.05% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $100,000Your amount 0.05% $100,000 – $249,999Rate-table high bound is $249,999.00. 0.10% $250,000 – $1,000,000 0.15% $1,000,000 – $5,000,000 0.30% $5,000,000 and up 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: When MaxEarnings Saver qualifications are not met, the entire daily balance earns 0.05% interest and 0.05% APY. Variable; no minimum balance to earn interest.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Dec 23, 2025
Rate checked
More details - United Savings BankUniSavings Money MarketUniSavings Money Market · $100 min · 0.05%–1.25% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.50 monthly service charge waived if daily balance does not fall below $5,000 any day of the month.
Offer: Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY.
0.05% interest rate · $8.50 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for UniSavings Money Market Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 1.05% $50,000 – $99,999 1.05% $100,000 – $249,999 1.25% $250,000 and up 1.25% Rate checked
More details - United Savings BankPremium Money MarketPremium Money Market · $100 min · 0.00%–1.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $3.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
Offer: Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.00% interest rate · $3 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $99 0.00% $100 – $24,999Your amount 0.05% $25,000 and up 1.15% Rate checked
More details - United Savings BankMoney Market PlusMoney Market Plus · $100 min · 0.05%–1.00% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
Offer: Monthly service fee of $8.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.05% interest rate · $8 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $100 – $24,999Your amount 0.05% $25,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100.00 minimum balance; $12.00 annual service charge if balance falls below $100 anytime during the year. Passbook is required for withdrawals; all transactions recorded in passbook.
Offer: $12.00 annual service charge if balance falls below $100 anytime during the year. Daily compounding.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.03% $10,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $200.00 minimum balance; $7.00 monthly fee if balance falls below $200.00. ATM card available.
Offer: $7.00 monthly fee if balance falls below $200.00. Daily compounding.
0.00% interest rate · $7 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.03% $10,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 monthly service fee waived with a $100 minimum daily balance. $100 minimum daily balance to earn interest.
Offer: $100 minimum daily balance to earn interest and avoid $5 monthly service fee. Credited end of month.
0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Designed to help save for longer-term goals with automatic transfers from Wayne Bank checking. Accounts with daily balances below $200 are subject to a $2.00 monthly service fee.
Offer: Interest is earned on daily balances of $50 or more. Accounts with daily balances below $200 are subject to a $2.00 monthly service fee.
$2 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Riegel Federal Credit UnionRegular Share Savings AccountSavings · $0 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Offer: Variable Rate. Compounded and Paid Quarterly.
0.00% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $40,000Your amount 0.05% $40,000 and upMinimum Daily Balance $100. 0.05% Rate checked
More details - Riegel Federal Credit UnionSecondary Share Savings AccountSavings · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Members can open up to nine secondary share savings accounts linked to the regular share savings account. Tiered dividend rates apply. No minimum balance required.
0.00% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Secondary Share Savings Account Balance APY Up to $100 0.00% $5,000 – $40,000Your amount 0.05% $40,000 and up 0.05% Rate checked
More details - Century Savings BankMoney Market PlusMoney Market Plus · $1,500 min · 0.05%–0.25% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance of $1500 required to avoid $15.00 monthly service fee (if balance falls below $1500 on any day of statement cycle). Minimum balance of $1500 to obtain APY. Interest compounded and credited monthly. Calculated using daily balance method.
Offer: $15.00 monthly fee if balance falls below $1500 on any day of the statement cycle.
0.05% interest rate · $15 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,500 – $50,000Your amount 0.05% $50,000 – $100,000 0.10% $100,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 balance required to maintain credit union ownership/membership. Early direct deposit up to 3 days.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires an initial deposit of $25 to establish membership. Balances $250 and greater earn dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- American Heritage Credit UnionCredit union · 33 branches