Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Philadelphia, PA-NJ-DE-MD metro
- 0.20%APY$20 a year on $10,000
Requirements
Product: Pledge Share Account rate same as Regular Savings Share Account.
Offer: Minimum balance to obtain APY is $50.00.
0.20% interest rate
Rate checked
More details - Phoenixville Federal BankPhoenix Money MarketPhoenix Money Market · $2,500 min · 0.15%–0.60% by balance
Bank · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum to open and earn interest. $2500 daily balance required to avoid $6 monthly service fee. Interest compounded daily, credited monthly.
Compounded daily
Rate by balance
Rate by balance for Phoenix Money Market Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $150,000 0.50% $150,000 and up 0.60% Rate checked
More details - Ephrata National BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.10%–1.95% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid monthly maintenance fee.
0.10% interest rate · Effective Sep 29, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.85% $100,000 – $249,999 0.85% $250,000 – $499,999 1.04% $500,000 – $999,999 1.04% $1,000,000 and up 1.95% Rate checked
More details - American Heritage Credit UnionIdentity Protection SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 33 branches
0.16%APY$16 a year on $10,000Requirements
Product: Monthly fee of $4.00 includes fraud and identity theft protection services, free overdrafts from primary Share Savings Account, and free mobile and direct deposit. Minimum balance to earn dividends is $100.
Offer: Minimum balance to earn dividends is $100.
0.11% interest rate · $4 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Identity Protection Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - American Heritage Credit UnionPrimary Share SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 33 branches
0.16%APY$16 a year on $10,000Requirements
Product: Dividends are earned on the daily account balance and posted monthly. Minimum balance of $100 required to earn dividends.
0.11% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Base rate when qualifications are not met. Requires minimum average daily balance of $5,000 in Relationship Savings. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Sharon BankOptimum Money MarketOptimum Money Market · $5,000 min · 0.03%–0.30% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
0.03% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Optimum Money Market Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% Over $1,000Your amount 0.15% Rate checked
More details - Provident BankPlatinum MoneyManagerPlatinum MoneyManager · $0 min · 0.00%–0.30% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to a Provident Platinum Checking account.
Offer: Must be linked to a Provident Platinum Checking account.
Qualified rate · 0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum MoneyManager Balance APY Up to $4,999 0.00% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires purchasing 1 share ($5.00 par value). Maintain at least $5.00 primary savings balance to remain in good standing. Compounded and credited monthly.
Offer: Minimum balance required to earn APY is $100.00.
Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $1 minimum balance to open account. $5.00 service fee to close account within 90 days of opening. $5.00 monthly inactivity fee if no activity on any Citadel account for 1 year, waived if combined deposit balance is $500 or more or primary owner is under 13. $1 fee per ATM balance inquiry and $3 fee per ATM withdrawal at non-Citadel ATMs.
Offer: Minimum balance to earn APY is $5.00. No monthly service fee.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Star Savings Balance APY Up to $2,499 0.10% $2,500 – $25,000Your amount 0.15% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A Savings Account is required to become a member. Minimum opening deposit of $5. If you maintain $50 in the account, you will earn dividends compounded daily and credited monthly.
Offer: Must maintain $50 in the account to earn dividends compounded daily and credited monthly.
0.15% interest rate · Compounded daily · Effective Sep 18, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $100 daily minimum balance required to earn interest. No monthly service fees. Compounded monthly.
Offer: Requires $100 daily minimum balance to earn interest. Compounded monthly. No monthly service fees.
0.15% interest rate · Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $100 daily minimum balance required to earn interest. Compounded quarterly. Monthly service charge applies if account is dormant for two years and minimum daily balance falls below $100 in any given month. All transactions recorded in a passbook.
Offer: Variable interest rate, which may adjust daily, on entire balance. Requires $100 daily minimum balance to earn interest. Compounded and credited quarterly. Monthly service charge applies if account is dormant for two years and minimum daily balance falls below $100 in any given month.
0.15% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rounds up purchases and automatically transfers the change to savings. $5 monthly service fee waived if a daily balance of $100 or more is maintained. No minimum daily balance requirement to earn interest.
Offer: $5 monthly service fee waived if daily balance of $100 or more is maintained. Credited end of month.
0.15% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches