Bank · FDIC insured
Phoenixville Federal Bank Savings Rates
Phoenixville Federal Bank’s best savings rate is 0.20% APY on $10,000, with its Phoenix Money Market. Rates checked October 16, 2026.
How Phoenixville Federal Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Phoenixville Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Phoenixville Federal Bank
0.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
Phoenix Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Phoenixville Federal Bank savings score
70
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Phoenixville Federal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Phoenix Money Market
0.20%APY
Minimum to open and earn interest. $2500 daily balance required to avoid $6 monthly service fee. Interest compounded daily, credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.20% | $20 |
| $25,000 – $50,000 | 0.30% | — |
| $50,000 – $100,000 | 0.40% | — |
| $100,000 – $150,000 | 0.50% | — |
| $150,000 and up | 0.60% | — |
Passbook Savings
0.15%APY
Interest calculated on the daily balance, daily compounding, credited quarterly. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest calculated on daily balance, compounded daily and credited quarterly.$100 and up | 0.15% | $15 | Interest calculated on daily balance, compounded daily and credited quarterly. |
Sources (1)
- phoenixfed.com/rates · captured Sep 17, 2026
Statement Savings
0.15%APY
Interest compounded daily and credited quarterly. Choose between monthly paper statements or online eStatements. First cycle has no monthly service fee, then $3/month if daily balance falls below $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upFirst cycle without monthly service fee; $3 monthly fee if daily balance falls below $100. Interest compounded daily, credited quarterly.$100 and up | 0.15% | $15 | First cycle without monthly service fee; $3 monthly fee if daily balance falls below $100. Interest compounded daily, credited quarterly. |
Special-purpose accounts
Christmas Club
2.00%APY
Disburses in early October. Maintain minimum daily balance of $50 to earn annual simple interest paid at maturity by check or transfer. Withdrawals prior to maturity require closure of account and forfeiture of interest. Automatically renews with the first deposit after disbursement. No service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDisburses in early October. Annual simple interest credited at maturity. Withdrawals prior to maturity require account closure and forfeit interest.$50 and up | 2.00% | $200 | Disburses in early October. Annual simple interest credited at maturity. Withdrawals prior to maturity require account closure and forfeit interest. |
Vacation Club
2.00%APY
Disburses in early April. Maintain minimum daily balance of $50 to earn annual simple interest paid at maturity by check or transfer. Withdrawals prior to maturity require closure of account and forfeiture of interest. Automatically renews with the first deposit after disbursement. No service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDisburses in early April. Annual simple interest credited at maturity. Withdrawals prior to maturity require account closure and forfeit interest.$50 and up | 2.00% | $200 | Disburses in early April. Annual simple interest credited at maturity. Withdrawals prior to maturity require account closure and forfeit interest. |
Senior Gold Passbook Account (Senior Gold Savings)
0.18%APY
For customers aged 62 and older. Interest compounded daily and credited quarterly. No monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upRequires age 62+. Interest compounded daily and credited quarterly.$20 and up | 0.18% | $18 | Requires age 62+. Interest compounded daily and credited quarterly. |
Children's Savings Club
0.15%APY
For children from birth to age 13. Interest compounded daily and credited quarterly. No monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upFor ages birth to 13. Interest compounded daily and credited quarterly.$20 and up | 0.15% | $15 | For ages birth to 13. Interest compounded daily and credited quarterly. |
IRA Statement Savings
0.15%APY
Available as Traditional and Roth IRA. Interest calculated on daily balance, compounded daily, and credited quarterly. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upAvailable as Traditional and Roth IRA. Interest calculated on daily balance, daily compounding, credited quarterly.$20 and up | 0.15% | $15 | Available as Traditional and Roth IRA. Interest calculated on daily balance, daily compounding, credited quarterly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.