Credit union · NCUA insured
Stepping Stones Community Federal Credit Union Savings Rates
Stepping Stones Community Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Savings. Rates checked October 22, 2026.
How Stepping Stones Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Stepping Stones Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Stepping Stones Community Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $15
Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Stepping Stones Community Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stepping Stones Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.15%APY
Membership requires purchasing 1 share ($5.00 par value). Maintain at least $5.00 primary savings balance to remain in good standing. Compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance required to earn APY is $100.00.$100 and up | 0.15% | $15 | Minimum balance required to earn APY is $100.00. |
Sources (3)
- sscreditunion.org/wp-content/u…s-and-Privacy-Notice.pdf
- sscreditunion.org/personal/current-rates
- sscreditunion.org/personal/deposit-products
All captured Oct 15, 2026
Special-purpose accounts
Club 1378
0.15%APY
After Account is established, no withdrawals allowed except for scheduled withdrawal on the last day of each year (transferred to Regular Share/Savings Account or check). Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate schedule lists minimum balance required to earn APY as None; account disclosures state that an average daily balance of at least $100.00 during each dividend period is required to earn APY.Any balance | 0.15% | $15 | Rate schedule lists minimum balance required to earn APY as None; account disclosures state that an average daily balance of at least $100.00 during each dividend period is required to earn APY. |
Sources (2)
All captured Oct 15, 2026
Credit Builder Club
0.15%APY
Once established, no withdrawals may be made until Credit Builder Loan is paid in full; once paid in full, account closes and balance transfers to Regular Share/Savings Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance required to earn APY is $100.$100 and up | 0.15% | $15 | Minimum balance required to earn APY is $100. |
Sources (2)
All captured Oct 15, 2026
Holiday Club
0.15%APY
After establishment, no withdrawals allowed except for scheduled withdrawal on October 15th each year (transferred to Regular Share/Savings or check). Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain an average daily balance of at least $100.00 during each dividend period to earn APY.$100 and up | 0.15% | $15 | Must maintain an average daily balance of at least $100.00 during each dividend period to earn APY. |
Sources (2)
All captured Oct 15, 2026
Vacation Club
0.15%APY
No transaction limitations apply. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain an average daily balance of at least $100.00 during each dividend period to earn APY.$100 and up | 0.15% | $15 | Must maintain an average daily balance of at least $100.00 during each dividend period to earn APY. |
Sources (2)
All captured Oct 15, 2026
Who can join Stepping Stones Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, study, or volunteer in the city of Wilmington are eligible for membership.
Employers and groups
- Incorporated or unincorporated organizations located in Wilmington or maintaining a facility in Wilmington are eligible for membership.
Family and household
- Anyone with a family member who lives, works, worships, studies, or volunteers in the city of Wilmington is eligible for membership.
Other ways
- Clients of organizations working to lessen poverty or distress in Wilmington are eligible for membership.
Cost to join
- A $5 share deposit is required to open and activate an account, representing the value of a share in the credit union (stated as funded by the credit union this year) and must be maintained at all times.
Membership information collected October 4, 2026.