Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Orlando, FL metro
- Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 24 branches
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
Offer: Preferred Relationship Rewards tier (minimum combined household balance: $5,000). Minimum to open & earn dividends: $10,000.
Qualified rate · 1.09% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Florida Credit UnionMoney MarketMoney Market · $2,500 min · 1.09%–1.49% by balance
Credit union · 1 branch
1.09%APY$109 a year on $10,000Requirements
Product: Membership eligibility is required. Minimum balance required to open is $2,500.00. Dividends are calculated by the average daily balance method.
Offer: Dividends calculated by the average daily balance method and compounded/credited monthly.
1.08% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.09% $25,000 – $50,000 1.19% $50,000 – $100,000 1.39% $100,000 – $250,000 1.49% $250,000 and up 1.49% Rate checked
More details - 1.05%APY$105 a year on $10,000
1.04% interest rate · Effective Oct 1, 2026
Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 10 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - USF Credit UnionTraditional Money Market SavingsTraditional Money Market Savings · $1,000 min · 0.40%–2.00% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Offer: Minimum to earn dividends: none
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Traditional Money Market Savings Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.65% $250,000 and up 2.00% Rate checked
More details - AdventHealth Credit UnionMoney MarketMoney Market · $2,000 min · 0.70%–3.00% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $5,000 0.70% $5,000 – $10,000 0.75% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.00% $250,000 and up 3.00% Rate checked
More details - Partners Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.75%–2.20% by balance
Credit union · 6 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum to open is $2,500. Rate may change after the account is opened.
0.75% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and upYour amount 0.75% $25,000 and up 1.00% $50,000 and up 1.25% $100,000 and up 2.00% $250,000 and up 2.10% $500,000 and up 2.20% Rate checked
More details - Addition Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.46% by balance
Credit union · 24 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 0.70% $100,000 – $250,000 0.95% $250,000 – $1,000,000 1.26% $1,000,000 and up 1.46% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Available for U.S. Citizens or U.S. Permanent Residents. $1,000 minimum opening balance. $1,000 minimum daily balance required to earn APY. $5 monthly maintenance fee waived by maintaining a minimum daily account balance of $300 on each day of the statement cycle.
Offer: Minimum daily balance of $1,000 required to obtain advertised APY. $5 monthly fee waived if minimum daily balance of $300 is maintained on each day of the statement cycle.
0.55% interest rate · $5 monthly fee · Effective Dec 17, 2025
Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Orlando, FL metro
118 accounts at 41 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.62%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Orlando, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Climate First BankBank · 3 branches
- Suncoast Credit UnionCredit union · 4 branches
- Unity of Eatonville FCUCredit union · 1 branch