Best high-yield savings rates

Requirements

Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.

Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.

Requirements

Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.

Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.

Requirements

Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.

Offer: Earns 2.50% APY on full balance when JD Signature balance requirements ($40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances) are met during each monthly qualification cycle. $10 monthly fee waived if $40,000 balance is maintained.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatic transfer of Kasasa checking rewards into Kasasa Saver. Requires enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements.

Offer: Rate applies to balances up to $25,000 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account (at least 12 debit card purchases post and settle, log into online banking, and receive e-statements).

Requirements

Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.

Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.

Requirements

Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.

Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.

Requirements

Product: Minimum deposit of $2,500.00 to open account. If daily collected balance falls below $2,500.00, no interest will accrue. Six withdrawals/transfers permitted per statement cycle; $10.00 fee per debit item over six.

Offer: Minimum balance to obtain APY is $2,500.00. If daily collected balance falls below $2,500.00, no interest will accrue.

Requirements

Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.

Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.

Requirements

Product: No-fee savings that can be pledged as collateral for a Share Pledge Loan. No minimum opening deposit and no minimum balance to keep the account open. Dividends paid quarterly.

Offer: Balances over $1,000 earn 0.25% APY

Requirements

Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.

Requirements

Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.

Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.

Requirements

Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.

Offer: Default rate tier applied without an associated active b1BANK checking account. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.

Requirements

Product: Minimum deposit of $100.00 required to open account. Accounts with balances of less than $100.00 at any time during the quarter will be charged a $6.00 basic fee. If daily collected balance falls below $100.00, no interest will accrue. Accounts exceeding three withdrawals per quarter will be charged $1.25 per withdrawal thereafter. Minimum withdrawals of $25.00. Closing fee of $10.00 if closed within one year of opening. Interest is compounded and calculated quarterly.

Requirements

Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.

Offer: Default rate applies without qualifying activity in a related checking account. Monthly service charge of $5 is waived with a daily balance greater than $500.