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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 91–105 results in New York, NY-NJ metro

  1. Central Jersey Federal Credit UnionMoney MarketMoney Market · $1,000 min

    Credit union · 1 branch

    2.00%APY$200 a year on $10,000
  2. Raritan Bay Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–2.00% by balance

    Credit union · 1 branch

    2.00%APY$200 a year on $10,000
  3. ConnectOne BankConnect Money MarketConnect Money Market · $1,000 min · 2.00%–2.10% by balance

    Bank · 55 branches

    2.00%APY$200 a year on $10,000
  4. Top Carrot, Carrot Score 87
    NEW MILLENNIUM BANKSuper SavingsSavings · $10,000 min · 2.00%–2.75% by balance

    Bank · 8 branches

    2.00%APY$200 a year on $10,000
  5. Top Carrot, Carrot Score 89
    B-M S Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.91%–2.42% by balance

    Credit union · 1 branch

    1.91%APY$191 a year on $10,000
  6. Top Carrot, Carrot Score 89
    S. Middlesex FCUMoney Management SavingsMoney Management Savings · $2,500 min · 1.90%–2.40% by balance

    Credit union · 1 branch

    1.90%APY$190 a year on $10,000
  7. CTBC BankOnline Personal SavingsSavings · $250 min · 1.80%–3.30% by balance

    Bank · 3 branches

    1.80%APY$180 a year on $10,000
  8. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.77%–2.69% by balance

    Credit union · 2 branches

    1.77%APY$177 a year on $10,000
  9. Top Carrot, Carrot Score 89
    Ukrainian National Federal Credit UnionMarket Share AccountsMarket Share Accounts · $50 min · 0.01%–2.52% by balance

    Credit union · 4 branches

    1.76%APY$176 a year on $10,000
  10. Generations United Federal Credit UnionGenerations United Secure Savings AccountSavings · $5 min

    Credit union · 1 branch

    1.76%APY$176 a year on $10,000
  11. Generations United Federal Credit UnionGenerations United Secure Savings AccountSavings · $5 min

    Credit union · 1 branch

    1.76%APY$176 a year on $10,000
  12. Generations United Federal Credit UnionGenerations United Secure Savings AccountSavings · $5 min

    Credit union · 1 branch

    1.76%APY$176 a year on $10,000
  13. Freedom BankFreedom Savings AccountSavings · $0 min · 1.75%–3.00% by balance

    Bank · 5 branches

    1.75%APY$175 a year on $10,000
  14. Top Carrot, Carrot Score 87
    NEW MILLENNIUM BANKMoney Market AccountMoney Market Account · $1,000 min · 1.75%–2.50% by balance

    Bank · 8 branches

    1.75%APY$175 a year on $10,000
  15. Cross RiverI Connect/E Connect SavingsSavings · $0 min

    Bank · 1 branch

    1.75%APY$175 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in New York, NY-NJ metro

475 accounts at 181 banks and credit unions · checked Oct 16–22

Typical
0.25%
Top 10% from
3.00%
Banks, typical
0.25%
Credit unions, typical
0.25%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate