Credit union · NCUA insured
Generations United Federal Credit Union Savings Rates
Generations United Federal Credit Union’s best savings rate is 2.53% APY on $10,000, with its Generations United Supreme Savings Account. Rates checked October 16, 2026.
How Generations United Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Generations United Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Generations United Federal Credit Union
2.53%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $253
Generations United Supreme Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Generations United Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.53%
- $10,000 balance$10,0002.53%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Generations United Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Generations United Supreme Savings Account
2.53%APY
Must maintain a minimum balance of $1,000.00 to earn stated APY.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 and upMust maintain a minimum balance of $1,000.00.$1,000 and up · Unknown to open | 2.53% | Unknown | $253 | Must maintain a minimum balance of $1,000.00. |
| $1,000 and upDividends compounded and credited monthly; minimum daily balance of $1,000 required to earn stated APY.$1,000 and up · Unknown to open | 2.53% | Unknown | $253 | Dividends compounded and credited monthly; minimum daily balance of $1,000 required to earn stated APY. |
| $1,000 and upDividends compounded and credited monthly; minimum daily balance of $1,000 required to earn stated APY.$1,000 and up · $1,000 to open | 2.53% | $1,000 | $253 | Dividends compounded and credited monthly; minimum daily balance of $1,000 required to earn stated APY. |
Sources (3)
- gufcu.org/wp-content/uploads/T…n-Savings-Disclosure.pdf
- gufcu.org/wp-content/uploads/T…avings-Club-Accounts.pdf
- gufcu.org/checking-savings
All captured Sep 17, 2026
MONEY MARKET SAVINGS
Up to 1.16%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 1.01% | $101 |
| $10,000 and up | 1.16% | $116 |
| $25,000 and up | 1.56% | — |
| $50,000 and up | 1.76% | — |
| $100,000 and up | 2.02% | — |
| $200,000 and up | 2.27% | — |
Sources (1)
- gufcu.org/rates-and-calculators · captured Sep 17, 2026
Generations United Secure Savings Account
1.76%APY
Must maintain a minimum balance of $5.00 to earn stated APY.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $5 and upMust maintain a minimum balance of $5.00.$5 and up · Unknown to open | 1.76% | Unknown | $176 | Must maintain a minimum balance of $5.00. |
| $5 and upDividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY.$5 and up · Unknown to open | 1.76% | Unknown | $176 | Dividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. |
| $5 and upDividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY.$5 and up · $5 to open | 1.76% | $5 | $176 | Dividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. |
Sources (3)
- gufcu.org/wp-content/uploads/T…n-Savings-Disclosure.pdf
- gufcu.org/wp-content/uploads/T…avings-Club-Accounts.pdf
- gufcu.org/checking-savings
All captured Sep 17, 2026
Special-purpose accounts
Future Leaders Youth Savings
Up to 2.79%APY
Must maintain a minimum daily balance of $5.00 to earn the stated APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY.$5 and up | 2.79% | $279 | Dividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. |
| $5 and upMust maintain a minimum balance of $5.00.$5 and up | 2.78% | $278 | Must maintain a minimum balance of $5.00. |
Sources (2)
All captured Sep 17, 2026
Christmas Club Account
1.76%APY
No service charges or minimum balance fee. At the end of November, the full balance is automatically sent to the deposit account of choice.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceOpen with as little as $5.00. Automatically receive full balance in November. · $5 to open | 1.76% | $5 | $176 | Open with as little as $5.00. Automatically receive full balance in November. |
| $5 and upDividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. · Unknown to open | 1.76% | Unknown | $176 | Dividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. |
| $5 and upDividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. · $5 to open | 1.76% | $5 | $176 | Dividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. |
Sources (3)
- gufcu.org/wp-content/uploads/T…ings-Youth-and-Clubs.pdf
- gufcu.org/wp-content/uploads/T…avings-Club-Accounts.pdf
- gufcu.org/checking-savings
All captured Sep 17, 2026
Vacation Club
1.76%APY
No service charges or minimum balance fee. Sweep funds to checking when ready.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceOpen with as little as $5.00. · $5 to open | 1.76% | $5 | $176 | Open with as little as $5.00. |
| $5 and upDividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. · Unknown to open | 1.76% | Unknown | $176 | Dividends compounded and credited monthly; minimum daily balance of $5.00 required to earn stated APY. |
Sources (2)
All captured Sep 17, 2026
Who can join Generations United Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or volunteers of the credit union, plus any organization of such persons, are eligible.
- Employees of the United Church of Christ are eligible for membership.
- Members of the United Church of Christ are eligible for membership.
Family and household
- Spouses of persons who died while within the field of membership of this credit union are eligible.
- Members of the immediate family or household participating in the credit union are eligible.
Other ways
- Corporate or other legal entities in this charter are eligible for membership.
Cost to join
- Opening an account requires opening a share savings account with as little as $5.
Membership information collected October 5, 2026.