Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in New York, NY-NJ metro
- Suffolk Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–2.50% by balance
Credit union · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: $5 membership share required. Minimum $2,500 opening deposit. Minimum daily balance of $2,500 to avoid $15 monthly service fee. Up to 3 withdrawals per month permitted without fee.
Offer: Minimum daily balance of $2,500 required to avoid $15 monthly service fee. $5 membership share required.
0.25% interest rate · $15 monthly fee · Effective Aug 14, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 – $250,000 0.70% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.75% $1,000,000 and up 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
Offer: No penalty for early withdrawal.
0.25% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership requires purchasing and maintaining 25 shares at $1.00 par value ($25.00) plus a $5.00 nonrefundable membership fee. Dividends compounded and credited quarterly. Minimum balance of $100 required to avoid a service fee.
Offer: Minimum average daily balance of $100 required to earn stated APY. Dividends compounded and credited quarterly.
0.25% interest rate · Effective Sep 26, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Provides convenient access to savings with telephone banking, mobile banking, online banking and a Ridgewood ATM card. Fees charged on some accounts may reduce earnings. Rates and terms subject to change without notice.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Encourages savings by limiting withdrawals to in-person visits. Customers can make as many in-person deposits and withdrawals as they'd like. Automatic savings feature available to set up automated deposits. Fees charged on some accounts may reduce earnings. Rates and terms subject to change without notice.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5.00 monthly maintenance service charge if daily balance falls below $300.00 during a statement cycle. Maximum 6 covered transactions per statement cycle.
0.25% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5.00 monthly maintenance service charge if daily balance falls below $500.00 during a statement cycle. Transfers by preauthorized, automatic, or computer order are not permitted.
0.25% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: One-Star Award: Maintain a Power Checking Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Ascendia BankCentennial Money Market CheckingCentennial Money Market Checking · $1,000 min · 0.25%–1.75% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
Offer: Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01.
0.25% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Centennial Money Market Checking Balance APY Up to $75,000Your amount 0.25% $75,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered rate account. A $10.00 monthly maintenance fee is imposed if unable to maintain the $10,000 minimum balance requirement.
Offer: A $10.00 monthly maintenance fee is imposed if unable to maintain a $10,000 minimum balance.
0.25% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 and up 0.30% Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid $12 monthly maintenance fee with average daily balance of at least $2,000.
Offer: Tier: Less than $25,000. Avoid $12 monthly maintenance fee with average daily balance of at least $2,000.
0.25% interest rate · $12 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 0.25% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 – $500,000 2.50% $500,000 and up 3.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Eligibility for membership in the credit union required. Dividend rate and APY are set quarterly and may change at any time. Limit of 6 transfers/withdrawals per statement period, with at most 3 by check/draft/debit card. Monthly statements provided with a checking account and/or EFT transactions, otherwise quarterly. $25 minimum deposit for an individual account, $50 for a joint account.
Offer: Dividends earned on balances of $100.00 or more. Rate set quarterly.
$2 monthly fee · Effective Jan 1, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches