Credit union · NCUA insured
Rockland Employees FCU
A $53.8M credit union headquartered in Spring Valley, NY, with 6,982 members and 3 branches in New York. Best rates: savings 0.25% APY.
Rockland Employees FCU Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#150 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Rockland Employees FCU
Rockland Employees Federal Credit Union is a full-service credit union headquartered in Spring Valley, New York, serving Rockland County.
- Headquarters
- 170 Route 59, Spring Valley, NY 10977
- NCUA charter
- 15080
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of specified affiliation or service organizations and USPS are eligible for membership.
- Employees of specified private businesses are eligible for membership.
- Employees and members of specified religious organizations are eligible for membership.
Military, government and schools
- Employees of Rockland County who work in or are paid from New City, NY are eligible for membership.
- Employees of Finkelstein Memorial Library in Spring Valley, NY are eligible for membership.
- Employees of specified school districts, BOCES, and community colleges are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of designated State of New York entities and facilities are eligible for membership.
- Employees and elected officials of specified Towns in Rockland County are eligible for membership.
- Employees and elected officials of specified Villages are eligible for membership.
Family and household
- Family and household members (spouses, parents, children, siblings, grandparents, grandchildren, and persons living as a single economic unit) of eligible SEG employees are eligible to join.
Other ways
- Spouses of deceased members, credit union employees, retirees/pensioners from qualifying employment, and related entities/organizations are eligible to join.
Cost to join
- A $25 deposit is required to open an individual membership account.
- A $50 deposit is required to open a joint membership account.
Branches
3 branches in New York
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New York
3 branches
- Main BranchMain office170 Route 59, Spring Valley, NY 10977Directions
- RPC Branch140 Old Orangeburg Rd, Building 19, Orangeburg, NY 10962Directions
- Helen Hayes51-55 N Route 9W, West Haverstraw, NY 10993Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.83% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.28% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $92 | $59 | — |
- CapitalNet worth ratio15.83%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.28%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$92Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Rockland Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.