Credit union · NCUA insured
Rockland Employees FCU Savings Rates
Rockland Employees FCU’s best savings rate is 0.25% APY on $10,000, with its Share (Savings). Rates checked October 16, 2026.
How Rockland Employees FCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Rockland Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Rockland Employees FCU
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share (Savings)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Rockland Employees FCU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rockland Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings)
0.25%APY
Eligibility for membership in the credit union required. Dividend rate and APY are set quarterly and may change at any time. Limit of 6 transfers/withdrawals per statement period, with at most 3 by check/draft/debit card. Monthly statements provided with a checking account and/or EFT transactions, otherwise quarterly. $25 minimum deposit for an individual account, $50 for a joint account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends earned on balances of $100.00 or more. Rate set quarterly.$100 and up | 0.25% | $25 | Dividends earned on balances of $100.00 or more. Rate set quarterly. |
Special-purpose accounts
Coverdell ESA
0.25%APY
Formerly called Education IRA. Designed to save for post-secondary education.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate set quarterly.Any balance | 0.25% | $25 | Rate set quarterly. |
Education Club
0.25%APY
Maximum deposit per year is $5,000. Four withdrawals allowed per year ($5.00 fee for each withdrawal over 4 per year).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid quarterly on balance of $100 or more. Rate set quarterly.$100 and up | 0.25% | $25 | Dividends paid quarterly on balance of $100 or more. Rate set quarterly. |
Holiday Club
0.25%APY
Dividend period runs November 1st to October 31st. Disbursement transferred to primary account on October 31st. If a withdrawal is made before October 31st, the account will be closed and accrued dividends forfeited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate set quarterly. Pays the same rate as the regular Savings Account.Any balance | 0.25% | $25 | Rate set quarterly. Pays the same rate as the regular Savings Account. |
Vacation Club
0.25%APY
Maximum deposit of $25,000 per year. Four withdrawals allowed per year ($5.00 fee per withdrawal over 4 per year). Disbursement transferred to member's primary account on May 31st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid quarterly on daily balances of $100 or more. Rate set quarterly.$100 and up | 0.25% | $25 | Dividends paid quarterly on daily balances of $100 or more. Rate set quarterly. |
Variable IRA
0.25%APY
Available as Traditional IRA or Roth IRA wrappers. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional and Roth IRA variable savings. Rate set quarterly.Any balance | 0.25% | $25 | Traditional and Roth IRA variable savings. Rate set quarterly. |
Who can join Rockland Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of specified affiliation or service organizations and USPS are eligible for membership.
- Employees of specified private businesses are eligible for membership.
- Employees and members of specified religious organizations are eligible for membership.
Military, government and schools
- Employees of Rockland County who work in or are paid from New City, NY are eligible for membership.
- Employees of Finkelstein Memorial Library in Spring Valley, NY are eligible for membership.
- Employees of specified school districts, BOCES, and community colleges are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of designated State of New York entities and facilities are eligible for membership.
- Employees and elected officials of specified Towns in Rockland County are eligible for membership.
- Employees and elected officials of specified Villages are eligible for membership.
Family and household
- Family and household members (spouses, parents, children, siblings, grandparents, grandchildren, and persons living as a single economic unit) of eligible SEG employees are eligible to join.
Other ways
- Spouses of deceased members, credit union employees, retirees/pensioners from qualifying employment, and related entities/organizations are eligible to join.
Cost to join
- A $25 deposit is required to open an individual membership account.
- A $50 deposit is required to open a joint membership account.
Membership information collected October 5, 2026.