Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Minneapolis, MN-WI metro
- 0.76%APY$76 a year on $10,000
Requirements
Product: Prize-linked savings account. For every $25 increase in account balance, earn an entry into monthly, quarterly, and annual prize drawings (max 4 entries per month). Kids can participate with parent/guardian permission.
Offer: For every $25 increase in balance, earn an entry into monthly, quarterly, and annual prize drawings (maximum 4 entries per month). Stated as 0.75% base rate (0.76% APY / 0.75% APR in promotional text).
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends are calculated on the daily balance and paid monthly. Rates are subject to change without notice. No maintenance fees.
Offer: Daily balance up to $4,999.99. Dividends calculated on the daily balance and paid monthly.
0.74% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.75% $5,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 0.80% $100,000 – $250,000 0.90% $250,000 and up 1.00% Rate checked
More details - Farm Credit Employees Federal Credit UnionSavingsSavings · $5 min · 0.10%–1.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Effective Date: 10/11/2026
0.10% interest rate · Effective Oct 11, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $5,000 0.10% $5,001 – $100,000Your amount 0.75% $100,001 and up 1.00% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $10.00/month fee if average ledger balance falls below $5,000.00. $5,000 minimum balance required.
0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for WooHoo! Savings Balance APY Up to $15,000Your amount 0.75% $15,000 – $50,000 1.00% $50,000 – $100,000 1.51% $100,000 and up 2.02% Rate checked
More details - Highland BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–0.75% by balance
Bank · 6 branches
0.75%APY$75 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Average daily balance method used to calculate interest. $10 monthly service charge applies if minimum daily balance of $1,000 is not maintained.
Offer: $10 monthly service charge waived with $1,000 minimum daily balance.
0.50% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.50% $1,000 and upYour amount 0.75% Rate checked
More details - Members Cooperative Credit UnionBoosted Savings (MembersPlus Money Market)Boosted Savings (MembersPlus Money Market) · $2,500 min · 0.75%–2.00% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Boosted Savings accounts require at least two products from Members, one of which is an active checking account (a checking account with a minimum of 5 debits per month or recurring direct deposit(s) totaling a minimum of $500 per month). Also known as MembersPlus Money Market accounts. Daily balances of $2,500 or more earn interest; daily balances below $2,500 do not earn interest. APY is variable and may change at any time. Fees may reduce earnings.
Offer: Daily balances below $2,500 do not earn interest. APY is variable and may change at any time. Requires at least two products from Members, one of which is an active checking account.
Qualified rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Boosted Savings (MembersPlus Money Market) Balance APY $2,500 – $99,999Your amount 0.75% $100,000 – $249,999 1.00% $250,000 – $999,999 1.75% $1,000,000 and up 2.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $25 monthly service charge avoided by maintaining a minimum balance of $10,000. Earns CD bonus rate (additional 0.10% on 1st term for standard fixed-rate CDs).
Offer: $25 monthly service charge waived with $10,000 minimum balance.
0.75% interest rate · $25 monthly fee · Effective Sep 21, 2026
Rate checked
More details - BANKWESTHigh Yield Money MarketHigh Yield Money Market · $10,000 min · 0.75%–2.12% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Interest paid on daily collected balance. Variable interest rate subject to change at any time.
Offer: Tier $0 - $249,999.99. Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Variable interest rate subject to change at any time.
0.75% interest rate · $20 monthly fee · Effective Jul 15, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $250,000Your amount 0.75% $250,000 – $750,000 1.76% $750,000 and up 2.12% Rate checked
More details - First State Bank of RosemountElite SavingsSavings · $50 min · 0.65%–3.82% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.65% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Elite Savings Balance APY $10 and up 0.65% $1,000 and up 0.65% $10,000 and upYour amount 0.75% $25,000 and up 3.82% Rate checked
More details - First State Bank of RosemountAdvantage SavingsSavings · $50 min · 0.65%–0.75% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.65% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Advantage Savings Balance APY $10 and up 0.65% $1,000 and up 0.65% $10,000 and upYour amount 0.75% Rate checked
More details - Northeast BankNortheast Money Market SavingsNortheast Money Market Savings · 0.55%–1.80% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid the $5 quarterly basic fee by maintaining a $50 minimum balance. Compounding and crediting frequency is quarterly. Penalty for early closure (less than 3 months after opening) is $20.
Offer: Balance tier <$10,000.00. Avoid the $5 quarterly basic fee with a $50 minimum balance. Compounding and crediting quarterly.
0.55% interest rate · Effective Apr 1, 2024
Rate by balance
Rate by balance for Northeast Money Market Savings Balance APY Up to $10,000 0.55% $10,000 – $100,000Your amount 0.75% $100,000 – $500,000 1.15% $500,000 – $2,000,000 1.45% $2,000,000 and up 1.80% Rate checked
More details - SouthPoint Financial Credit UnionPremium SavingsSavings · $0 min · 0.05%–2.71% by balance
Credit union · 2 branches
0.71%APY$71 a year on $10,000Requirements
Product: Insured, totally liquid, dividend-earning account earning higher rates with higher balances.
0.05% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.56% $10,000 – $25,000Your amount 0.71% $25,000 – $50,000 0.71% $50,000 – $100,000 1.06% $100,000 – $250,000 1.81% $250,000 – $500,000 2.31% $500,000 – $1,000,000 2.31% $1,000,000 and up 2.71% Rate checked
More details - MN Catholic Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.40%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Designed to help earn a higher interest rate for a higher balance. Minimum balance is $2,000. Federally insured.
Effective Jan 1, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.70% $25,000 and up 1.00% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10,000 (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.70% interest rate · $10 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches